标签： 上海外围工作室

　　Xinhua daily telegraph reporter

　　"No credit investigation, no attention to black and white, 100% payment", "Only ID card is needed, and it will arrive at the account as quickly as possible, with a daily interest rate of 0.01%" & hellip; … Nowadays, all kinds of online loan advertisements are full of tricks.

　　However, according to a survey conducted by Xinhua Daily Telegraph, some heavily advertised online lending platforms are actually "714 anti-aircraft guns" (that is, high-interest online loans with a loan term of 7 days and 14 days generally include high beheading interest and overdue fees). They blatantly provide "beheading loans" and "campus loans" that are explicitly prohibited, and even listed companies in the industry engage in yin-yang contracts, charge high "beheading interest", carry out violent collection, steal citizens’ privacy, infringe on citizens’ reputation and even endanger personal safety.

　　Experts pointed out that many illegal online lending platforms lend illegally, disrupting the Internet financial market and aggravating financial risks, which has become a negative factor affecting social stability. It is urgent for relevant departments to attach great importance to it, intensify crackdown and supervision, and maintain the safe, healthy and standardized development of the Internet financial market.

　　"714 anti-aircraft gun" is rampant, illegally collecting "calling you to death"

　　According to the advertisements pushed by some social software, the reporter of Xinhua Daily Telegraph downloaded three online loan apps: Water Image Staging, Music Staging and Seconds Lending.

　　After registering and logging in, I submitted my personal ID card, face recognition, work address, home address and address book step by step. The three apps gave 3,200 yuan, 2,600 yuan and 2,000 yuan respectively, and the loan period was 28 days, 14 days and 7 days respectively. After the reporter clicked to confirm the loan order, it was discovered that 800 yuan was deducted from both "Water Elephant Staging" and "Music Staging", and the actual receipts were 2,400 yuan and 1,800 yuan respectively; 600 yuan was deducted from the "second loan", and the actual account was 1,400 yuan. The above three online lending platforms are typical "714 anti-aircraft guns".

　　According to the reporter’s investigation, after CCTV exposed the "714 anti-aircraft gun" on March 15, a large number of illegal online lending platforms were still rampant. Some platforms have developed the "55 Super Anti-aircraft Gun", that is, borrowing money from 1000 yuan and getting it to 500 yuan, and paying back 1,200 yuan five days later.

　　In an online loan APP called Rongze Fortune, the reporter downloaded and tested more than a dozen loan "mouths" such as "long loan wallet", "red carp" and "free flowers", and found that most of them belonged to "55 super anti-aircraft guns". Although some "mouths" extend the repayment period to 30 days, they set a payment every 5 days, and the interest exceeds the legal 36%.

　　It is worth noting that most of the "714 anti-aircraft guns" APPs cannot be searched and downloaded in Apple or Android app stores, and need to be downloaded through specific links. Most of these online lending platforms send links through SMS. Once the user’s mobile phone number is registered in one of these platforms, a large number of platforms will bombard them with SMS. Moreover, these apps will change their names and pages from time to time to avoid supervision. Take "Water Elephant Staging" as an example. At present, the APP has been removed from Apple and Android app stores, but cash loan advertisements and download addresses can still be found on some social software.

　　Industry insiders told Xinhua Daily Telegraph that there are thousands of "714 anti-aircraft guns" platforms in China at present, and even if the bad debt rate of the whole industry remains high, there are huge profits. The platform will guide borrowers to go to the next affiliated company to repay the interest when they have not paid the interest. Theoretically speaking, as long as the risks are properly controlled, the "transfer from single account to flat account" and "repayment by loan" can be circulated indefinitely.

　　While the "714 anti-aircraft guns" are endless, it is also worthy of vigilance for unqualified e-commerce platforms to issue "campus loans".

　　In February this year, Gao Jianjun (a pseudonym), a senior majoring in history at Yunnan Normal University, accidentally clicked an advertisement link in a short message on her mobile phone and downloaded an APP called "Little Elephant Excellent Product". After uploading personal identity information on the loan interface, Gao Jianjun got a quota of 21,000 yuan, and the system automatically set the repayment period in March, with a total repayment amount of 25,400 yuan.

　　Gao Jianjun told Xinhua Daily Telegraph that after he paid off the second installment, he had no money to pay his debts due to difficulties in life, and he was overdue. Xiaoxiang Youpin called him five or six times a day to collect debts. Gao Jianjun asked the customer service for a contract, demanding that the interest be adjusted according to law. The customer service said that there was no contract.

　　The reporter learned from the customer service consultation of "Xiaoxiang Youpin" that the lending target of this platform is adults over the age of 18, whether they are college students or not. This is obviously inconsistent with the requirement of "suspending all online lending institutions to carry out online lending business for college students" in the Notice on Further Strengthening the Standardized Management of Campus Loans issued by the former CBRC and other departments.

　　The reporter searched Tianyan and found that "Elephant Premium" belongs to Beijing Source Shi Yun Technology Co., Ltd. and is an online shopping platform. Its business scope includes technology development and service, software development and design, advertising and so on, and it is not qualified to issue small loans.

　　With the "714 anti-aircraft gun" and "campus loan" rampant, illegal collection is more frequent. In May last year, Li Yong (pseudonym), a citizen of Kunming, Yunnan, borrowed 70,000 yuan and 50,000 yuan respectively through the "Hengyi Loan" APP and "Yunqiandai" APP, all of which were repaid in 24 installments, with the total repayment amount reaching more than 120,000 yuan and 90,000 yuan respectively. In May of this year, Li Yong failed to repay the loan on time because of his business failure and the capital chain was broken. What Li Yong didn’t expect was that both institutions collected debts from him through outsourcing collection companies. Every day, dozens of collection calls took turns harassing and insulting him, and repeatedly called his address book contacts, posing as "public security organs" to forge legal documents to threaten and intimidate. Li Yong couldn’t bear it, and finally borrowed money from relatives and friends to repay the debt.

　　Like Li Yong’s experience, in recent years, the phenomenon of online lending institutions collecting money by means of violence or soft violence has become increasingly rampant, which not only causes physical and mental troubles to borrowers, but also endangers social stability. According to industry insiders, "calling you to death" and SMS bombing are low-cost collection methods. Online lending institutions entrust third-party collection agencies to carry out illegal collection, and if something goes wrong, they will blame the collectors.

　　Overseas listed companies receive "beheading interest" in disguise.

　　The complaint case from the "21CN Gathering Complaints" platform shows that on December 22, 2017, Sun Yue (pseudonym) borrowed 80,000 yuan through the "Pleasant Loan" APP and repaid it in 36 installments. She received 80,000 yuan after submitting her personal ID card, address book, work address, bank card and other information on the "Pleasant Loan" APP.

　　However, afterwards, she saw the loan contract from the "Pleasant Loan" official website. The contract showed that the principal was 103,896.10 yuan, and the extra 23,896.10 yuan was the information consulting service fee. On the "Pleasant Loan" APP, Sun Yue needs to repay 3,974.22 yuan per month, and the total repayment in 36 installments is 143,071.98 yuan (reporter’s note: 3,974.22 yuan *36 installments = 143,071.92 yuan).

　　Why is the amount received different from the contract principal? When Sun Yue complained about this problem, the customer service of Yirendai responded that the platform provided a series of services such as information collection and publication, credit evaluation, loan matching and post-loan management, so the platform charged 23,896.10 yuan for information consulting service. Sun Yue’s annual comprehensive rate is about 26.28%, which includes all expenses and does not exceed the annual interest rate of 36% stipulated by the Supreme People’s Court, so it does not belong to usury. The customer service also said that the annual comprehensive rate, monthly repayment amount, contract amount, hand-in amount, term and other contents have been informed on the page during the loan operation, and the contract was signed after the customer himself confirmed it.

　　However, Sun Yue told reporters that when she APPlied for a loan on the "Pleasant Loan" app, after clicking Submit Information, there was no page prompt about the information consultation service fee. She only checked the contract on the website of "Pleasant Loan" and found that the information consulting service fee of 23,896.10 yuan was included in the principal. "This is obviously false propaganda and contract fraud." Sun Yue said.

　　Can the information consulting service fee be included in the principal? In fact, the relevant laws and regulations have long made clear provisions on the "smart" behavior of collecting "beheading interest" in disguise, including various service fees into the principal, raising the interest rate and increasing the repayment amount.

　　According to Article 27 of the Provisions of the Supreme People’s Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases issued in 2015, the loan amount specified in creditor’s rights certificates such as IOUs, receipts and IOUs is generally recognized as the principal. If interest is deducted from the principal in advance, the people’s court shall recognize the actual amount lent as the principal.

　　On December 1, 2017, the Office of the Leading Group for Special Remediation of Internet Financial Risks and the Office of the Leading Group for Special Remediation of P2P Online Loan Risks jointly issued the Notice on Standardizing and Rectifying the "Cash Loan" Business, clearly stipulating that it is not allowed to match or disguise the lending business that does not meet the relevant interest rate provisions of the law; It is forbidden to deduct interest, handling fee, management fee and deposit from the loan principal in advance, and set high overdue interest, late payment fee and penalty interest.

　　Yuan Qiongfei, a lawyer of Yunnan Quanzhong Law Firm, believes that it is illegal for online lending platforms to deduct various fees in advance and charge "beheading interest" in disguise, and the base for calculating interest rates can only be the principal, and various service fees should only be calculated as interest. If you want to charge a service fee, you should charge it in one lump sum, and you should not charge it again as the principal and raise interest.

　　In addition, "pleasant loan" still has illegal acts such as violent collection and infringement of citizens’ privacy, among which there are many threats and intimidation. On March 11th, 2019, due to the shortage of funds, Sun Yue failed to repay the monthly repayment of RMB 3,974.22. Since then, the "Pleasant Loan" collector has been harassing the contact person in Sun Yue’s address book, calling his work unit for many times, spreading the message that Sun Yue is "in debt", threatening Sun Yue to repay the loan and overdue fees of more than 500 yuan. Sun Yue’s reputation was damaged and he was under great mental pressure.

　　According to the reporter’s investigation, Sun Yue’s experience is not a case. According to the platform of "21CN Gathering Complaints", "Pleasant Loan" was launched as a collective complaint on March 9, 2018. As of press time, there were 3,470 effective complaints, of which 361 were effectively solved, with an effective settlement rate of 10.4%. "Yin-Yang contract", "usury" and "violent collection" are the three biggest complaints from users. On the Internet, there are also reports about the victim’s suicide, death and mental disorder caused by the violent collection of "Pleasant Loan".

　　According to Tianyancha, "Yirendai" belongs to Hengcheng Technology Development (Beijing) Co., Ltd., and was listed on the New York Stock Exchange on December 18th, 2015. It is the "first overseas listing of Internet finance in China".

　　The problem of "information island" in financial supervision remains to be solved

　　Statistics show that by the end of 2018, the overall transaction volume of the online lending industry was 1.7 trillion yuan. Since June 2017, China has found more than 10 million illegal collections, with 790,000 perpetrators and 920,000 victims.

　　Experts believe that 2019 is a year to lay a solid foundation for preventing and resolving financial risks. The risk of illegal online lending is high, and it is necessary to focus on increasing the crackdown. Many illegal online lending platforms have become "variants" of private usury, challenging the legal red line in the cloak of Internet finance. At present, there are a large number of online lending institutions that are still carrying out illegal business in China, and it is conservatively estimated that there are more than 800. The regulatory loopholes behind the barbaric growth of the online lending industry are worthy of vigilance.

　　Dong Ximiao, deputy dean of Chongyang Financial Research Institute of Renmin University of China, said that at present, the cash loan interest rate of some Internet finance companies is extremely high and opaque. While breaking through the legal red line, they set various traps and increase the burden on borrowers. Due to the general lack of identification ability of loan customers, they are easy to fall into the "routine" and the cost of defending their rights afterwards is very high.

　　Experts believe that online lending platforms, as a supplement to loans from banking financial institutions, have their social value, which to a certain extent bears investors’ demand for wealth management and reduces the cost of social financing. However, due to imperfect policies and regulations and lax supervision and management, a large number of illegal online lending platforms have become tools for illegal enterprises and individuals to seize high profits, damaging the legitimate rights and interests of borrowers and lenders.

　　Online lending should develop in an orderly manner within the framework of standardization and institutionalization. Experts suggest that relevant departments should prevent and block regulatory loopholes from the system, accelerate the filing process of legal and compliant online lending institutions, and resolutely retreat and shut down unqualified online lending institutions. At the same time, it is necessary to crack down on illegal online lending institutions to use the evil forces to carry out violent debt collection and increase the seizure of false online lending advertisements.

　　Ouyang Rihui, vice president of the Internet Economic Research Institute of the Central University of Finance and Economics, believes that China’s regulatory authorities are obviously lagging behind in the technical construction of Internet finance, which is manifested in the lack of an effective financial risk monitoring, evaluation, early warning and prevention system and a complete set of systematic statistical investigation, risk early warning, disposal, buffering and remedy mechanisms.

　　"The standardized development of the Internet financial market needs to accelerate the development of regulatory technology." Ouyang Rihui suggested that a digital supervision system should be established through digital technology, and a three-level model system for Internet financial risk monitoring and early warning should be established: platform self-control monitoring system, industry association monitoring system, and regulatory agency monitoring system, so as to change the current situation of "manual counting" and "sports" passive supervision and post-event supervision, and realize real-time supervision, behavioral supervision and functional supervision. At the same time, it is necessary to do a good job in information disclosure of the platform and information sharing between the platform and the regulatory layer, integrate information resources, and solve the "information island" problem existing in Internet financial supervision.

　　Sina Auto News The second-generation Changan Yidong, which was listed at the end of March, must have left the deepest impression on everyone, which is the brand-new exterior design and the space practicality that has continued from the first-generation model. Yidong’s market vitality is very strong, and it has been firmly occupying an important market position in the independent A-class car camp for many years. In fact, there are not many independent models that can adhere to the complete life cycle and realize the replacement. For Changan, if the replacement of Yidong only stays in the face value and space, it seems a bit "strong outside and hollow inside". This time, we were lucky enough to come to Chang ‘an Automotive Engineering Research Institute to perform a major operation on the second generation Yidong to see what progress it has made compared with the first generation in terms of driving quality.

　　Important chassis parts of two generations of Yidong vehicles were put on the scene. Zou Yi, a senior automobile engineer in Chang ‘an, emphatically introduced the differences in suspension structure between the two generations of mobile vehicles.

　　Although they are all rear suspensions in the form of torsion beam, the second generation of escape rear suspension adopts U-O Forming closed torsion beam rear suspension from German suppliers, which is more difficult in process. The biggest feature of the new rear suspension is that it reduces the weight by 20% compared with the traditional V-shaped torsion beam on the basis of ensuring the structural strength. The reduction of unsprung weight has obvious benefits for vehicle handling performance.

　　The improvement in technology is perceptible. Touching the inner side of the cross beam of the two-generation mobile rear suspension, you will find that the inner surface of the first-generation runaway has obvious burr feeling, while the inner side of the second-generation vehicle is obviously smoother, which feels like the effect after a steel plate is bent and butted end to end.

　　Facing the domestic road conditions, the hidden danger of the rear suspension of many models is not the fracture of the cross beam, but the stress fatigue is easy to form between the transverse and longitudinal beams. The welding area between the second-generation escape rear suspension beam and the longitudinal beam has been increased, and the official introduction shows that its reliability has been improved by 380%.

　　There are also differences in the arrangement of rear suspension shock absorbers between the two generations. We see that the shock absorber of the first generation model is located in front of the shock absorber spring and has a short length; The shock absorber of the second generation model is located behind the spring and has a long length. The purpose of adopting this vertical arrangement is to improve the efficiency of isolating vibration. After all, a longer shock absorber can provide a larger compression stroke and more adjustment space, thus improving the comfort of the rear row. In fact, if you pay attention, you will find that many luxury brands C-class cars and D-class cars also use this "super-long" shock absorber and arrangement. At present, this layout method has been used in Focus, Lectra 01 and other models, and the next generation of GM models will be equipped. Independent brands have also been gradually adopted, and the second generation of Yidong is one of them.

　　In order to improve the comfort, engineers have also optimized the bushing structure of the second-generation runaway suspension, and appropriately reduced the stiffness of the bushing, which can improve the filtering ability of the suspension to road vibration and help to isolate the road from fine bumps.

　　Changan engineer also demonstrated the process of adjusting the shock absorber for us. Engineers will put the designed shock absorber prototype on the bench for testing, and the bench will compress/expand the shock absorber at different speeds of 0.05, 0.1, 0.3, 0.6 and 1.2m/s for four times to simulate the daily road conditions. In this process, the system will generate the damping data of the shock absorber to optimize the shock absorber repeatedly. We see that there are throttle plates with different sizes and shapes in the shock absorber, each with different specifications.

　　For example, there are 28 different schemes of throttle plate in the above picture, and its working state and deformation can affect the flow of damping oil, and then affect the performance of shock absorber. Although the shock absorber does not directly reflect the "soft and hard" parts of a car suspension, these small differences can determine the final driving experience of a car. In fact, few domestic independent brands can independently develop, test and adjust shock absorbers like Changan, and most of them directly send the requirements to suppliers for them to do.

　　After the chassis suspension is developed, the vehicle will be handed over to KC test bench to verify the suspension and steering motion characteristics. The cost of the test-bed is about 20 million yuan, which can quantitatively simulate the load and wheel state parameters of the suspension under various road conditions or body postures. It takes 2 days for each prototype to be put on the shelf, collect data, and then complete a set of tests, in which the collection time of complete KC data takes 4 hours. Of course, it is impossible for a car to go through KC test only once, and the comprehensive performance of the chassis system needs to be adjusted and verified repeatedly. This process is extremely cumbersome.

　　For front-drive vehicles, vehicles tend to understeer during intense driving. It is impossible for a car to have no understeer at all, and engineers can only minimize this trend. In the second generation, the toe-in gradient of the wheel was optimized, and the relative positions of the internal and external mounting points of the steering gear were modified, which can slow down the trend of understeer to a certain extent, and then improve the handling stability of the vehicle in corners.

　　Chang ‘an has his own thoughts on driving DNA. For example, in terms of steering transmission ratio, the second generation of escape has not only pursued the feeling of comfort. Compared with the first generation model, its steering line angular transmission ratio is reduced from 3 laps to 2.83 laps. Most cars and SUV models on the market need about 2.8~3 laps from left to right, and sports-oriented models will take about 2.5 laps. From the change of the transmission ratio of the second-generation freewheeling steering, we can also see that Chang ‘an is not satisfied with "good driving", but should work hard in the direction of "fun+good driving".

　　For the adjustment of EPS electric power steering carried by the second generation Yidong, Changan uses a set of "robot" system that can quantitatively control the steering wheel angle and speed, and measure the steering wheel torque and body roll angle in real time. Engineers will set up different test forms, such as sine input, sweeping and catching up, to test the roll degree of the vehicle, the response speed of the steering wheel and the reliability of the steering motor respectively. It is worth mentioning that the second generation of escape has improved the power of EPS steering assist motor, so that the ease of use and reliability of the vehicle in extreme handling are more guaranteed.

　　In addition to the steering transmission ratio just mentioned, the steering force feel is also an important item in EPS adjustment. Engineers showed us two different forces used in the test, namely, extremely light and heavy. During the test drive, you can really feel the different performances of the vehicle under two kinds of dynamics. In the extremely light mode, the steering feel of the vehicle is almost zero, and it begins to respond when it touches the vehicle lightly; In the heavier mode, the steering power is obviously reduced, and the arm will be tired when rubbing the car and turning around at low speed. The engineer said that the steering power directly affects the communication between a car and the driver, and it is not advisable for the steering wheel to be too light or too heavy. Therefore, EPS should be adjusted in combination with factors such as vehicle positioning and suspension calibration, so as to achieve stability and give people some driving pleasure.

　　In April this year, the second generation Yidong achieved a braking performance of 35.6 meters in a public test, which is known to friends who know a little about cars-similar to many luxury brand sports-oriented models. This time, Changan engineers analyzed some reasons behind this achievement for us.

　　In this pie chart, we can see that the braking performance of a car excludes environmental factors, and the factors related to the vehicle itself include axle load, calipers, body posture, tires, ABS and friction materials. The second generation of escape is mainly optimized for the thermal stability of the brake system and the formula of the brake shoe.

　　Through CAE simulation analysis, the influence of different caliper fluid requirements on pedal stroke is simulated, and then the thermal stability of brake disc at different temperatures is simulated. Simulation analysis can greatly improve the efficiency of research and development, so that engineers can take as few detours as possible.

　　Of course, only simulation analysis is not enough. Chang ‘an also has its own braking system laboratory. For example, this is where the brake pedal strength and master cylinder pressure are tested. Why are the brake pedals of some models "soft" at the initial stage, and it is necessary to step on the vehicle deeply before the braking force is obviously released? This is the key issue. Generally speaking, there is a certain gap between the pedal and the master cylinder pressure, that is, the empty position of the brake pedal, but excessive defecation in the empty position will delay the release of braking force and even cause safety hazards. Although the second-generation Yidong 35.6-meter 100-kilometer braking performance is not directly related to fine adjustment, we can also see from here that Changan’s control over the details of driving experience is quite in place.

　　In terms of braking materials, the second generation Yidong has optimized the formula compared with the previous generation. The main improvement aspect is to control the thermal decay of the brake as much as possible when it is above 500℃, and reduce the sensitivity of the brake to pressure and temperature. In other words, in the future, car owners can use the brake pedal to control the speed more confidently when they are driving downhill on a mountain road for a long time, and the vehicle is not easy to "stop" because the temperature of the brake system is too high.

　　In the past, independent brands were still making efforts in terms of large space and high configuration, striving to win the favor of consumers with low prices and high allocation. With the domestic auto market becoming more and more mature, the car buyers have a deeper understanding of cars, and improving the internal quality of vehicles has become a hard bone that manufacturers have to chew. Two generations of Yidong, the first generation of models gain a foothold with high cost performance, and the second generation of models will inevitably improve their driving quality. You really can’t just look at the configuration list when buying a car in the future. If you don’t get in the car and drive it, it’s hard for you to know its inner beauty.

　　China news agency, Nanjing, October 4 (Reporter Zhu Xiaoying) "The panda is coming!" "Hello, panda!" Amid cheers and photos, giant pandas are either "strolling" or playing "splashing" in people’s attention. On this National Day, 10 giant pandas who just settled in Nanjing made a collective appearance. A large number of "panda powder" groups at home and abroad came to visit.

　　"After a short adjustment, they are all in good condition when they arrive at their new home," Jiang Hao, deputy general manager of Nanjing Ziqinghu Wildlife World, told reporters on the 4th.

Data map: The giant panda grabbed the "rice basket" and seemed to express "Where is mine?" Photo by Zhu Xiaoying

　　In order to open up a new breeding base for giant pandas in Jiangsu, on August 28th this year, 10 giant pandas from China Giant Panda Protection and Research Center moved to Ziqinghu Tourist Area in Tangshan, Nanjing.

　　These 10 pandas are 6 males and 4 females, mostly in "young adults". Six of them are "returnees" born in Austria, Malaysia and the United States. Fu Hu, Fu Bao, Fu Feng and Fu Companion born in Sch? nbrunn Zoo in Vienna, Austria, are brothers and sisters, among which Fu Feng and Fu Companion are also the first surviving captive giant panda to raise twins. The other four are from Wolong base of China Giant Panda Protection Research Center and Bifengxia base of Ya ‘an.

　　On that day, "Fu Feng", "Fu Companion" and "Tuanzi" had a great time in the outdoor venue of the Panda Pavilion. The more "onlookers", the more "people are crazy", and they enjoyed tumbling, rolling and swinging. "Fufeng" and "Fuban" brothers and sisters "pick things up" and chase after each other, and "Tuanzi" even stands on their toys and interacts with tourists outside the glass window.

　　Some of the "Fu Hu", "Fu Bao" and "Wei Wei" who stayed indoors "feasted" on bamboo leaves, and some of them leaned back against the stump for a short rest. "These three pandas are not picky eaters, ‘ Appetite ’ Especially big. " Jiang Hao said.

Data map: After eating, the giant panda is in a daze and stares at the sky. Photo by Zhu Xiaoying

　　In the Panda Pavilion, Warm, who was born in Malaysia and has the most fans, still maintains a lazy and cold posture. I saw his limbs sticking to the ground, "keeping his eyes open" to recuperate. After a long time, he got up in "slow motion" and lay down with his arms outstretched holding the stump. Jiang Hao said that "warm" is the longest time in a day. If the distance that the breeder hands the bamboo leaves exceeds the length of its arm, it will "give up" the bamboo leaves in disgust and continue to be in a daze.

　　The lovely giant panda attracts many tourists, including "panda powder".

　　"During the National Day holiday, in order to see and photograph pandas, I booked an 8-day stay here." A tourist who has been photographing giant pandas for a long time told reporters. Jiang Hao also revealed that Malaysian "fans" who made a special trip to visit "Warm" have arrived in Shanghai and are on their way here.

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With its unique design concept, the Deep Blue SL03 presents a futuristic look. The front face design is highly recognizable, with a streamlined shape and a delicate air intake grille, which not only enhances the aerodynamic performance, but also shows the Deep Blue brand’s attention to detail. Overall, the SL03 blends modern and technological elements to present a minimalist and advanced aesthetic that impresses drivers and passers-by.

The dark blue SL03 outlines an elegant side profile with smooth body lines. The body size is 4820mm x 1890mm x 1480mm, and the wheelbase is up to 2900mm, providing a spacious interior space for passengers. The front and rear wheelbases are 1620mm and 1630mm respectively, ensuring the stability of the vehicle. The car is equipped with unique 19-inch wheels, and the tire specification is 245/45 R19, which further enhances the visual impact and driving performance of the vehicle. The overall design focuses on practicality without losing the sense of movement, showing the stylish taste of the dark blue SL03.

The interior design of the Deep Blue SL03 combines modern technology and exquisite craftsmanship, showing the style of elegance and practicality. Drivers will be attracted by a spacious cab equipped with a multi-function steering wheel wrapped in leather or leather, which not only provides a comfortable grip, but also supports manual up and down + front and rear adjustment to adapt to the needs of different drivers. The 14.6-inch central control screen stands in the center of the dashboard, with clear display content and convenient operation. It supports automatic speech recognition control, which can easily control multimedia, navigation, phone and air conditioning functions.

In terms of seats, the deep blue SL03 is made of imitation leather and genuine leather, focusing on ride comfort. The main and passenger seats support front and rear adjustment, backrest adjustment, height adjustment and waist support. The front seats are also equipped with heating and ventilation functions, and the driver’s seat also has an electric memory function. The rear seats support proportional reclining, providing passengers with flexible loading space, demonstrating the deep blue brand’s careful consideration of the use of space in the car.

For the Deep Blue SL03, its powertrain is equipped with a 1.5L four-cylinder engine, and although the maximum power reaches 70 kilowatts, unfortunately, the specific maximum torque value is not provided. The vehicle uses an electric single-speed transmission, providing the driver with a unique and efficient driving experience.

Summarizing the driving experience of the owner, the deep blue SL03 won his favor with its excellent acceleration performance and exterior design. He said that the car’s handling in daily driving is quite good, especially when it needs to overtake. In addition, the green travel characteristics of the deep blue SL03 also make him very satisfied, especially in rainy days, its low power consumption performance of 17kWh makes him satisfied. Finally, the owner emphasized the appearance of this model, which is one of the important factors for him to choose this car. To sum up, the deep blue SL03 has become the ideal choice for the owner @master with its balanced performance and unique charm.

No matter whether it is a fuel vehicle or a new energy vehicle, as long as it meets consumer demand, it is a good car. What I want to introduce to you today is. Now let’s follow the editor to see what its performance is.

Let’s take a look at the appearance of the M9. The front face of the M9 is in line with the consumer’s aesthetics and looks more dynamic. Coupled with the domineering headlights, the visual effect coincides with the positioning of the whole vehicle. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, automatic steering, delayed closing, etc. To the side of the body, the body size of the car is 5230MM*1999MM*1800MM, the car adopts a stable and atmospheric line, the side looks very beautiful, with large-sized thick-walled tires, the overall visual effect is very fashionable and dynamic. In terms of the rear, the rear looks more fashionable and atmospheric, the tail lights are very deep, and the overall shape is still very durable.

When you come into the car, the interior design is relatively deep, which is in line with the positioning of the car. The steering wheel design of the car is very domineering, and it is made of genuine leather, giving people a bright feeling. From the perspective of the central control, the design of the center console is reasonable, which makes the interior design quite layered and looks very eye-catching. The interior feels good. Let’s take a look at the dashboard and seats. The dashboard of the car presents a dynamic and lively design style, and the display effect is excellent. The car adopts leather seats, and the seats are wrapped in place for overall comfort.

Q Jie M9 matching gearbox, 390KW, 673N.m, power performance is good.

Next, take a look at the configuration, ask the world M9 equipped with vehicle to everything, driving mode selection, remote control key, Bluetooth key, smart bracelet key, NFC/RFID key, UWB digital key, rear wipers, car ambient lights and other configurations.

After reading the above introduction, let’s make a summary again. Today’s M9 is not only eye-catching in terms of space, but also has reached the mainstream level in various configurations, and the driving experience and space experience are not picky.