分类： xiyu

　　The Chinese Football Association today issued a notice on the training of the national men’s football team. According to the notice, in order to prepare for the Asian regional qualifiers of the 2026 US-Canada-Mexico World Cup and the finals of the 2023 Qatar Asian Cup, the China National Men’s Football Team is scheduled to go to Dalian for training and participate in the Team China Dalian International Football Invitational Tournament from June 10 to 20, 2023 with the approval of the Chinese Football Association.

　　I. List of Training Personnel

　　(1) Coaches and staff

　　Head Coach: jankovic.

　　Team leader: Cui Enlei

　　Management: Liu Yuntao, Zhao Bei.

　　Assistant coaches: Pelovic, Shao Jiayi, Zheng Zhi and Chen Tao.

　　Goalkeeper coach: Macsimovici.

　　Physical Fitness Coach: Owen Wilke

　　Technical analysis: Zhang Bin, Li Duliang

　　Press officer: Che Hengzhi

　　Team doctors: Wang Shucheng, Jin Ri

　　Physiotherapists: Jiang Wenyu, Zhang Lin and Zhang Yanrui

　　Equipment management: Chen Xi, Wang Yue.

　　Translation: Gu Jiangyan, Yang Hao, Zhang Tengfei

　　(2) Athletes (24):

　　Three Town Football Clubs in Wuhan: Liu Dianzuo, Wei Shihao, Deng Hanwen, Xie Pengfei and Gao Zhunyi.

　　Shandong Taishan Football Club: Wang Dalei, Sun Guowen, Liu Yang and Chen Pu.

　　Zhejiang Professional Football Club: Zhang Jiaqi

　　Shanghai Harbour Football Club: Lei Wu, Yan Junling, Zhang Linpeng, Jiang Guangtai, Wang Shenchao, Xin Xu and Wei Zhen.

　　Chengdu Rongcheng Football Club: Daniel F. Akerson

　　Henan Football Club: Wang Shangyuan

　　Beijing guoan football club: Wang Ziming, Li Lei.

　　Tianjin Jinmenhu Football Club: Qiuming Wang, Tomorrow.

　　Dalian Professional Football Club: Lin Liangming

1905 movie network news Produced and directed by Shanghai Animation Film Studio, the classic animation of China officially landed in major cinemas across the country on November 5th, and released a word-of-mouth special. Many viewers who had watched the premiere before spontaneously came to Amway after watching the film, saying that they didn’t know why it was one of the best China animations in the eyes of countless people until they watched the film. "The feeling of watching on the big screen is different", "Let the world know that this is the real China animation" and "Many things with China characteristics that we pursue are in this film".

Since the film was self-edited, the film "Tianshu Qitan 4K Commemorative Edition" has caused many hot discussions among netizens for its sincere display of China traditional culture. At the previous premiere, the deeply rooted role images, funny and humorous story contents and the beautiful national style of brush and ink landscapes were unanimously recommended by many peers in the industry and the media. With today’s release, the film, which was hailed as a "landmark", officially met the national audience on the big screen, and the four behind-the-scenes highlights were also announced one by one.

Aspect 1: Meeting with History Witness the significance of China’s animation inheritance after 38 years.

Thirty-eight years ago, the film was born, and the classics that condensed the efforts of countless artists were born. Fantastic ideas, profound China myths and stories, and extremely advanced role images have captured countless audiences. Today, it is still regarded as one of the best China animations by many people.

Thirty-eight years later, the film "Tianshu Qitan 4K Commemorative Edition" was released nationwide on November 5, spanning the long river of time, and this profound China animation once again entered the public’s field of vision. For the audience who have seen it, this restoration is a gift to let them go back to childhood, while for the audience who have not yet experienced it, this work can make them feel refreshed. Since the development of China animation, the inheritance and innovation behind it have always remained unchanged, and "The Wonder Tan in the Book of Heaven" is one of the important works that cannot be ignored in the development process. Today’s restoration and release is not only popular, but also a lesson from history.

Aspect 2: Talk to yourself and focus on the core of China’s animation "fantastic beauty"

As an animated feature film, the drawing process of "Tian Shu Qi Tan" is full of hardships. According to director Yunda Qian’s recollection, painters judged the time required for the characters’ lines by lip-synching with stopwatches, so as to draw the corresponding mouth shapes of the characters. Painters worked overtime day and night, painting for three years, and finally created this classic in the history of China animation with perseverance and talent. Different from the image of "Gao Daquan" created by mainstream literary and artistic works at that time, "Tian Shu Qi Tan" focuses on the unique aesthetics of strangeness, interest and beauty. The unique character modeling and imaginative strangeness, vivid and three-dimensional interest of various characters and beauty of national art and culture in the film fully show the creative core of China animation.

Famous media people and writers once praised the film’s "family fun" characteristics at its premiere. She sincerely recommended all the audience to take their children into the cinema to watch, and said that the best parent-child relationship is to take their children to watch cartoons they watched as children. The famous film and television director also recalled his childhood fun after watching the film. He once put a cake on his head like an egg. Sometimes the pleasure brought by the film is not only the movie itself, but also the memory and emotion it brings. Well-known film and television actors said that they were very honored to see it in the cinema, and they had no regrets in their childhood.

Aspect 3: Coexistence with the Times, Advanced Interest Adapting to the Choice of Watching Movies for All Ages

The simple but not simple storyline and vivid and interesting character images of "The Wonderful Tale of Heaven" show us the unique features of the Chinese nation, so that folk art, ancient myths and national wisdom can be presented and passed down in the form of animation. Audiences of all ages can find childlike innocence and fun in the film, such as the strange-looking fox mother, which left an indelible impression on many people’s hearts after 70 s and 80 s. For the first-time audience, many plots in the film are attractive enough, such as the cornucopia constantly "copying" dad’s famous scenes, etc. In the previous advance viewing, many people said that "it was the first time I saw it, and it was very novel and fun", which proved that its story content is still out of date and timeless, and it can not only enjoy the visual baptism of the beautiful national scenery, but also appreciate many excellent traditional cultures.

Aspect 4: Blending with the nation and carrying forward China’s excellent traditional culture have a long way to go.

Today, with the prevalence of multiculturalism, many excellent works have emerged in the animation market at home and abroad. The restoration and release of "The Wonder of Heaven" has made many people start to think about the significance of China’s animation. China’s 5,000-year-old civilization has provided a good cornerstone for China’s animation creation. With its unique style and perspective, China Animation School has a special place in the world animation stage, which highlights the fine tradition of China culture and has its own unique national characteristics.

As one of the representative works of China School, the film "The Wonder of Heaven" draws lessons from the artistic elements such as paintings, sculptures, toys and operas in China’s traditional culture, and brings together many folk images, such as a large number of folk music used as background music, and the little emperor marveled at the "birds flying at the phoenix", walking on stilts, dancing dragons and lions and other folk activities, which can be described as a "folk grand view garden". The modeling of the three foxes draws lessons from the traditional Chinese opera facial makeup, which makes the audience unforgettable; The gardens, palaces, courtyards and mountains and rivers in the film follow the "wu school" style, drawing the human landscape with meticulous brushwork and heavy colors, and drawing the natural landscape with elegant ink and wash. The revisiting and attaching importance to the "China School" is, on the one hand, to commemorate the forgetfulness, and, on the other hand, to take history as a mirror to arouse the rethinking of nationalization in China’s animation creation.

The 4K Commemorative Edition of Tian Shu Qi Tan officially landed on the national big screen on November 5, and the classic is full of vitality of the times. I believe it will bring an excellent viewing experience that cannot be missed to many audiences!

　　CCTV News:At 8 o’clock, witness the news every day. CCTV will sort out the big and small things that happened around us within 24 hours for you.

　　[concern]

　　Good news! Beijing-Tianjin-Hebei will try out direct settlement of outpatient expenses across provinces and different places.

　　On June 7, the National Medical Insurance Bureau issued the Notice on Doing a Good Job in Direct Settlement of Hospitalization Expenses in Different Provinces in 2019. The notice made it clear that areas with conditions in Beijing, Tianjin and Hebei should try to directly settle the expenses of medical clinics across provinces.

　　It is understood that as of the end of April 2019, there were 16,761 designated medical institutions for medical treatment in different provinces across the country, 14,136 designated medical institutions at or below the second level, and the number of people registered on the national platform reached 4.03 million. Compared with the data released in June 2018, the three items increased by 67%, 86% and 50% respectively.

　　The notice clarifies that before the end of 2019, we will strive to connect more than 85% of tertiary designated hospitals, more than 50% of secondary designated hospitals and more than 10% of other designated hospitals across the country to the national settlement system for medical treatment in different places, which basically meets the direct settlement needs of insured persons who seek medical treatment in different provinces. By the end of 2020, eligible patients who seek medical treatment in different provinces will be basically settled directly in all designated hospitals.

　　[domestic]

　　Public security organs strike hard at "exam-assisting" illegal crimes.

　　According to the website of the Ministry of Education, according to the unified deployment of the inter-ministerial joint meeting mechanism of the national education examination, in 2019, the public security organs throughout the country maintained a high-pressure and severe crackdown on all kinds of "exam-assisting" criminal activities carried out by using the Internet and high-tech cheating equipment, cracked more than 100 criminal cases in a number of national unified examinations, arrested a group of criminal suspects, collected more than 2,000 pieces (sets) of cheating equipment for various wireless examinations, and destroyed more than 80 illegal "exam-assisting" training institutions according to law.

　　Farmers and women must cut 70 mu of wheat by hand to prevent pollution? Official: Harvester has been coordinated

　　In response to media reports that the urban management department of Shangcai County, Henan Province requires peasant women to cut 70 mu of wheat by hand to prevent dust pollution, Shangcai County officials responded on the 7 th that they have coordinated harvesters to help them harvest wheat, and asked relevant departments to learn lessons and improve their working methods to prevent similar incidents from happening again.

　　According to media reports, there is an air quality monitoring station near Ms. Liu’s wheat field in Shangcai County, Henan Province. The local urban management department is worried that Ms. Liu’s 70 mu of wheat will produce dust during wheat harvest, which will affect the data of the monitoring station, so she asked Ms. Liu to cut the wheat only by hand.

　　During the interview, Ms. Liu said that due to the rainy weather a few days ago, some wheat has become moldy. In view of the slow hand cutting speed, it will inevitably affect the harvest.

　　In response, the Propaganda Department of Shangcai County Committee issued a response on the 7 th, saying that the Shangcai County Committee and county government attached great importance to it, quickly investigated and handled it, and coordinated the harvester to help Ms. Liu harvest wheat. Up to now, the harvest is coming to an end, and the harvest can be completed in the afternoon to ensure that the particles are returned to the warehouse and the people are not affected. At the same time, relevant departments are required to improve their working methods in future work and learn lessons to prevent similar incidents from happening again.

　　There will be the largest range of heavy rainfall in the south since the flood season, so we should be alert to secondary disasters.

　　According to Weibo, the official of the Central Meteorological Observatory, there will be continuous heavy rainfall in the south of the Yangtze River, south China and Guizhou in the coming week. From 7 to 9, the heavy rainfall area is still located in the north-central part of the south of the Yangtze River; From 10th to 12th, the heavy rainfall area will be pushed south to the south of South China. In some areas of Guizhou, Guangxi, Hunan, Jiangxi, Zhejiang, Fujian, Guangdong and other places, the meteorological risk of floods, flash floods, geological disasters and urban waterlogging in small and medium-sized rivers is high.

　　China University of Science and Technology successfully developed a thermal insulation material by imitating polar bear hair.

　　China University of Science and Technology reported on the 7th that its researchers have successfully developed a thermal insulation material by imitating the polar bear hair structure, which can be widely used in the future construction and aerospace fields.

　　100 variants of malicious programs that steal users’ personal information, such as students’ entrance materials, have been discovered.

　　On the 7th, the reporter learned from Tianjin Branch of National Internet Emergency Center that through independent monitoring and sample exchange, 100 variants of malicious programs that steal users’ personal information, such as students’ entrance materials, have been discovered recently. Such viruses spread through short messages and will steal users’ short messages and address books privately, posing a serious security threat to users’ information security.

　　The names of these 100 exposed malicious program variants include students’ entrance materials, 08 lottery tickets, Dadi Entertainment, SMS bombing chickens, quick grabbing of red envelopes, and the glory of the king counting coupons. Among them, the most common names of malicious programs are videos and invitations, 16 times and 12 times respectively. It is understood that these malicious program variants have attacked and affected the mobile phones of users in Heilongjiang, Sichuan, Hebei, Liaoning, Shandong, Beijing, Jiangsu and other places.

　　[international]

　　Wikileaks: hearing on Assange’s extradition postponed to June 14th.

　　According to Sputnik’s report on the 7th, Wikileaks announced that the hearing on Assange’s extradition to the United States was postponed to June 14th in a London court.

　　"The first hearing of Assange’s extradition to the United States, scheduled for June 12th, was postponed to June 14th," Wikileaks said in a statement posted on social networking sites.

　　Japanese Prime Minister will visit Iranian foreign media for the first time in 40 years: Abe is eager to be a mediator.

　　Foreign media said that Tokyo said on June 6 that Japanese Prime Minister Shinzo Abe will pay a three-day visit to Iran next week as tensions between Washington and Tehran intensify.

　　According to a report by DPA on June 6, Abe will become the first Japanese prime minister to visit Iran in 40 years. He is expected to hold talks with Iranian Supreme Leader Ayatollah Ali Khamenei and President hassan rouhani.

　　Abe is eager to be a mediator because Japan has friendly relations with Iran. Japan has long relied on importing Iranian oil.

　　The remains of the pilot of the F35A fighter plane crashed in Japan have been found and the cause of the crash is being investigated.

　　According to Japanese NHK News on the 7th, regarding the F35A fighter plane that crashed in the waters near Aomori Prefecture in Japan in April, part of the remains of the missing pilot have been found, and the Japan Air Self-Defense Force confirmed its death.

　　Sentence! "Nurse Murder Case" shocked 85 patients in Germany.

　　The case of "nurses murdering patients" that shocked Germany was pronounced in a court in oldenburg, Germany. Niels Heger, a German male nurse, was sentenced to life imprisonment for murdering 85 patients and could not be released in advance after serving 15 years. This case is considered to be the most serious murder case in Germany after the war.

　　Heger worked in the intensive care units of hospitals in Delmenhorst, Lower Saxony and oldenburg. From 2000 to 2005, he injected high-dose drugs into critically ill patients, causing them to die of heart failure. It is reported that Heger’s motive is to create an emergency in intensive care, so as to show his ability to save patients from dying.

　　DPA quoted a psychiatrist as saying that Heger had personality disorder and lacked shame, guilt, remorse and sympathy, but he was not mentally ill.

　　Society

　　For the first time, China returned the suspects of telecommunication network fraud from Europe on a large scale.

　　According to the website of the Ministry of Public Security, at 7 o’clock on June 7, 94 Taiwan Province criminal suspects who pretended to be the staff of public security organs to commit telecommunication network fraud were escorted back to China from Spain by China public security organs as a China civil aviation charter plane landed slowly at Beijing Capital International Airport.

　　According to the Ministry of Public Security, so far, the "Great Wall Action" in which the police of China and Spain jointly cracked down on cross-border telecommunication network fraud for nearly three years has achieved great results. Spain has extradited 225 suspects to China in batches, including 218 suspects from Taiwan Province. This is the first time that China has brought back the suspects of telecommunication network fraud from Europe on a large scale.

　　The former political commissar of the Public Security Bureau made a drunken scene and Starbucks harassed women and was put on file for review.

　　According to the news of the guest discipline inspection and supervision network, recently, some media reported that "the former political commissar of Jinxiu County Public Security Bureau made a drunken scene and Starbucks harassed female customers to overturn tables and chairs", which aroused widespread concern in society. The Commission for Discipline Inspection of Laibin City, Guangxi Zhuang Autonomous Region said that the news media reports were basically true. At present, with the consent of the Laibin Municipal Committee, the Laibin Municipal Commission for Discipline Inspection has filed a case review on the suspected violation of discipline by Huang Xuwen, a retired deputy director-level cadre of the Laibin Municipal Public Security Bureau (who used to be the political commissar of the Jinxiu Yao Autonomous County Public Security Bureau).

　　Two fishing boats in Lianyungang are in distress at sea: two missing persons are still searching.

　　On the 7th, the reporter learned from Jiangsu Lianyungang Maritime Safety Administration that on the 6th, two fishing boats were in distress in Lianyungang waters due to strong winds and waves. There were five people on board, three of whom were successfully rescued, and two others fell into the water. Up to now, two missing persons are still searching.

　　[face]

　　[Gu Ailing] 15-year-old American talented skier naturalized in China User Message: Welcome home.

　　Eillen Gu, a talented girl of Chinese American freestyle skiing, announced that she was officially converted to China nationality through her personal Weibo, and sent a message "China freestyle skier Gu Ailing reports for duty". According to the International Skiing Federation official website, Gu Ailing’s registered nationality has changed from the United States to China in June this year.

　　Knowing this news, netizens expressed their support and expected her to help the country win honor. "Welcome home!" "I’m glad that she can represent the motherland in the competition", "win glory for the country", "the national team has been waiting for you for a long time", and some netizens joked that "this 15-year-old is taller than me".

　　See you at 8 o’clock tomorrow!

　　Editor: Xiao Xiao

　　Mao Weiming presided over the briefing.

　　Hunan Daily, May 16th (all-media reporter Sun Minjian) According to the arrangement of the national safety inspection, from May 16th to 23rd, the 15th group of the comprehensive inspection team of the State Council Safety Committee came to Hunan to carry out the comprehensive supervision of the safety inspection and the 2021 safety inspection and fire control inspection. On the afternoon of 16th, the report meeting of comprehensive supervision and assessment inspection was held in Changsha. Mao Weiming, deputy secretary of the provincial party committee, governor and director of the provincial safety committee, presided over the meeting, and Wu Dejin, head of the 15th group of comprehensive inspection team and deputy director of the State Railway Administration, made a speech.

　　Li Dianxun, member of the Standing Committee of the Provincial Party Committee and executive vice governor, reported on the inspection of production safety in our province and the work of production safety and fire protection in 2021. Chen Fei, vice governor, and Deng Qunce, secretary general of the provincial government attended.

　　Mao Weiming pointed out that comprehensive supervision and inspection and inspection are the pulse-taking and powerful promotion for safety production and fire control work in our province. The whole province should thoroughly implement the important exposition of the Supreme Leader General Secretary on safety in production, resolutely shoulder the political responsibility of cooperating with the inspection and inspection, fully support the cooperation with the inspection work, do a solid job in service guarantee, and create a good environment for the comprehensive inspection team to carry out its work. Resolutely do a good job in the rectification of feedback from assessment inspections, adhere to the principle of immediate change and immediate reform, ensure that feedback is in place, and that all parts are echoed, and ensure that rectification responsibilities, measures and effects are in place. Resolutely reverse the passive situation of safety production, profoundly learn the painful lessons of the "4 29" collapse accident of self-built houses by particularly serious residents in Changsha, carry out the "100-day attack" action in depth, thoroughly investigate the hidden dangers of self-built houses, and make every effort to prevent serious accidents. Resolutely implement the long-term working mechanism of safety production, highlight the rectification of illegal acts in key industries such as residents’ self-built houses, mines, dangerous chemicals, construction, transportation, fire protection, etc., strictly assess and supervise, and grasp the basic work of safety in a regular, routine and strict manner. Resolutely create a harmonious and stable social environment, implement the instruction of "epidemic situation should be prevented, economy should be stabilized, and development should be safe", and constantly improve the level of intrinsic safety according to the "15 hard measures" of the the State Council Security Committee, so as to meet the party’s twentieth victory with practical actions.

　　Wu Dejin introduced the contents and requirements of this comprehensive supervision and inspection tour at the briefing. He pointed out that carrying out comprehensive supervision and inspection inspection is an important measure to implement the important exposition of the Supreme Leader General Secretary on safety production, a political requirement to resolutely achieve "two maintenance" and "people first, life first", a powerful measure to prevent and resolve major risk challenges, create a good safety environment for the party’s twentieth victory, and an important starting point to solve deep-seated contradictions accumulated for a long time and improve the level of safety production. It is hoped that Hunan will further enhance its sense of responsibility and mission to do a good job in safety production, accurately grasp the deployment requirements of the national safety production inspection, resolutely shoulder the heavy responsibility of preventing and resolving major safety risks, make overall plans for the "three major events" of economic development, epidemic prevention and control, and safety production, promote the implementation of the "15 hard measures" of the the State Council Safety Committee, pay close attention to all work in safety production, and effectively prevent and resolutely curb all kinds of serious accidents. The comprehensive inspection team will strengthen its responsibility, complete the inspection and assessment tasks with strict style and high quality, and help Hunan to continuously improve its intrinsic safety level.

The weather turned cold, and many sad news came from the entertainment circle. After the death of the famous singer Dedema due to illness, it was found that six celebrities had died in the last week, and then the 37-year-old Malaysian actress Zhuang Qunshi was exposed to sudden death, which attracted the attention of the outside world.

According to media reports, in addition to Zhuang Qunshi, 20-year-old actor Ke Chenxun and Warren Buffett’s golden partner Charles Munger died on the same day with Dedema. Within one day, four celebrities died with regret, and the departure of two young stars was particularly embarrassing.

When it comes to the sudden death of celebrities, many people, from Godfrey Tsao to Huang Hongsheng, think of acute myocardial infarction at the first time. By default, they are sudden cardiac death, but Zhuang Qunshi’s situation is different. After confirmation, the cause of her sudden death is the rupture of a cerebral aneurysm, which leads to cerebral hemorrhage.

Remember Zhao Mingyuan, the actor of Liu Neng in Country Love 13? At the age of 42, he also died of a sudden cerebral infarction due to the rupture of a cerebral aneurysm. Under normal circumstances, the golden rescue time for the rupture of a cerebral aneurysm is 3 hours. If it is found as soon as possible, it is possible to avoid further development of the disease.

It’s a pity that Zhuang Qunshi’s situation is a little special. Her illness happened too quickly, from feeling dizzy and disgusting, her eyes blurred and she couldn’t afford to fall to the ground. After only 40 minutes, Zhuang Qunshi completely lost her breath, and the ambulance arrived at the scene quickly in 5 minutes, but failed to rescue Zhuang Qunshi.

After Zhuang Qunshi’s death was exposed, her family and friends said that it was unacceptable. She bluntly said that Zhuang Qunshi loved sports and had a healthy lifestyle. I was still in a rest period, so I didn’t have much work pressure. Even if I had a brain aneurysm, it was very surprising that it suddenly burst.

In fact, many stars in the entertainment circle suffer from cerebral aneurysms. From their health status, the mortality rate of related diseases is not high.

Zhao Benshan suffered from a cerebral aneurysm. In 2009, he felt a severe headache during filming and chose surgery. So far, no news of recurrence has been seen.

JungilWoo, Han Xing, suffered from cerebral aneurysm for ten years, and the situation was not suitable for surgery. After learning that he might die at any time, he suffered from depression, but JungilWoo still pulled himself together, actively accepted treatment and returned to normal life;

Emilia, a Hollywood actress who plays "Dragon Mother" in Game of Thrones, was diagnosed with a cerebral aneurysm at the age of 25 and suffered from cerebral hemorrhage. She survived two craniotomy operations, lost her language ability halfway, and now she has recovered.

There are 70-year-old Ceng Zhiwei and 56-year-old Zhan Yawen, both of whom suffer from cerebral aneurysms, and Zhan Yawen also suffers from Parkinson’s disease. She still faces it positively. Even if she takes 40 pills every day, Zhan Yawen still insists on performing on the stage and regards every stage as a farewell ceremony.

What makes people feel sad is that the 20-year-old actor Ke Chenxun, who died on the same day as Zhuang Qunshi, was Zhan Yawen’s disciple. Perhaps because of his physical condition, Zhan Yawen was emotional. He left a message under Ke Chenxun’s account saying that his tears could not stop.

Putting together the lives of four celebrities who died on the same day, I feel that things are impermanent.

Charles Munger, the golden partner of Warren Buffett, died at the age of 99, accompanied by his family; Singer Dedema died at the age of 76 due to illness and treatment. 37-year-old Zhuang Qunshi died suddenly because of ruptured cerebral aneurysm; The cause of death of 20-year-old Ke Chenxun was confirmed as cardiovascular disease.

Charles Munger is worth $2.3 billion (about 16 billion RMB), fighting side by side with Buffett and having a wonderful life; Ke Chenxun’s development in the entertainment circle is not good, and he has to go to the hotel to work, and he fell in the hotel toilet in the early morning; In 1998, Dedema suffered a cerebral hemorrhage in Japan and returned to the stage after three years of rehabilitation. In 2023, Zhuang Qunshi died of cerebral hemorrhage. Before her death, she also planned her new album …

Four people with completely different identities, backgrounds and growth experiences died on the same day. In the face of death, everyone is equal. Finally, we should remind everyone to pay attention to their health again, and do not be afraid of medical treatment during regular check-ups.

It is strictly forbidden to reprint this article without authorization!

Original: Wang Yong

Prosthetic limb is one of the most important assistive devices for the physically disabled, which can help them to work, study and live like normal people. So how are artificial limbs made? Let’s look at a set of pictures first:

Take the leg prosthesis as an example. First, a plaster bandage should be wrapped around the end of the stump to take shape.

Secondly, take off the plaster bandage and it will become a negative type, and then adjust the negative type according to the patient’s situation.

Thirdly, pouring gypsum into the female mold to form the male mold. Similarly, the male type should be adjusted.

Fourth, with a male mold, you can make an inner sleeve (soft material to protect the part in contact with the prosthesis).

Fifth, make a receiving cavity (where the stump is inserted, use strong materials such as resin).

Sixth, assembly (the receiving cavity, joints, foot plates, etc. are assembled together).

Seventh, test, adjust and shape.

Whether it looks simple or not, it is actually very complicated. Then, how can people with physical disabilities get funding and install artificial limbs? In mid-July, the reporter of Public Welfare Times went to Qinghai to fit prostheses for local disabled people with the help of the implementation team of the prosthetic orthopedic adaptation rescue project of the China Welfare Foundation for the Disabled, and learned about related issues.

Personalized adaptation

On the morning of July 10th, 55-year-old Zhao Changqing finally met Liu Jinsong, director of the Orthopedic Department of Beijing Bo ‘ai Hospital, China Rehabilitation Research Center, who came to fit his prosthesis.

As a teenager, Zhao Changqing, who was accidentally crushed to the leg by a train and had his left calf amputated, has been fitted with a prosthetic for several years, but it has not been replaced because of financial difficulties at home. In order to reduce the wear and tear, Zhao Changqing had to wrap the rest of his left leg in layers of cloth, and then wear artificial limbs.

Liu Jinsong carefully examined the condition of Zhao Changqing’s left stump. "There is too little left in the calf, it is not easy to exert force, it is more difficult to drive the prosthesis, and the end is not able to bear the weight. It is more complicated than I knew before. " Liu Jinsong said.

After discussion, Liu Jinsong team decided to assemble the left kneeled leg prosthesis for Zhao Changqing.

According to Liu Jinsong, the situation like Zhao Changqing is not uncommon. Every disabled person’s limb disability is different, and there is no universal standard type prosthesis to use, which needs personalized adaptation.

"Because the situation of each disabled person is different, every step of making artificial limbs requires the staff to make detailed adjustments." Liu Jinsong stressed.

Disabled people with artificial limbs also need to be familiar with the use of artificial limbs through a certain period of rehabilitation training. "It takes about two weeks to wear a prosthetic, and it takes more than a month to wear it." Liu Jinsong said.

Participation of social forces

According to Liu Jinsong, due to the high technical requirements and the high corresponding costs, many disabled people cannot make such personalized prosthetic adaptation. Zhao Changqing was able to get such an opportunity, thanks to the development of the prosthetic orthopedic adaptation rescue project of the China Welfare Foundation for the Disabled.

"We found in the preliminary investigation that there is almost no rehabilitation field in the public welfare projects of serious illness relief. At the same time, there are 24.72 million people with physical disabilities in China, and the demand for prosthetic adaptation is particularly great. As a welfare foundation for the disabled, we have advantages in this field, so we discussed with the China Rehabilitation Research Center the launch of a prosthetic orthopedic adaptation rescue project. " Chang Da, deputy director of the Publicity Department of China Disabled Welfare Foundation, said.

The project was initiated by the China Welfare Foundation for the Disabled and implemented by the China Rehabilitation Research Center. Through the network of rehabilitation centers and communities in various provinces and cities across the country, poor limb patients were screened for prosthetic orthopedic adaptation surgery, and through later professional rehabilitation training, they were enabled to have basic working ability and independent life.

According to Liu Jinsong, generally speaking, the project insists on providing help to disabled people with poor families. "Children are given priority, the pillars of the family are given priority, the technical requirements are higher, and the priorities that cannot be done locally."

The recipients can go to China Rehabilitation Research Center in Beijing for adaptation, and China Rehabilitation Research Center will also go to local areas for adaptation according to the situation. "On the one hand, it can reduce the burden on patients, on the other hand, it can communicate with local technicians to promote the level of local prosthetic adaptation." Liu Jinsong said.

According to Changda, the project was launched in 2016 and has been implemented for four years, raising more than 10 million yuan through the Internet.

In 2019, the project expert group plans to go deep into poverty-stricken areas in western China, such as Xizang, Ningxia and Qinghai, and carry out rescue screening, with the goal of rescuing 48 patients in the above areas.

The project rescue work in Qinghai began three months ago. The Department of Prosthetics and Orthopedics of China Rehabilitation Research Center and Qinghai Provincial Rehabilitation Service Center for the Disabled jointly carried out the screening work for the aided patients, and 13 patients were screened out.

After the relevant application materials have been approved by the China Welfare Foundation for the Disabled, the China Rehabilitation Research Center will send an expert group to conduct on-the-spot inspection, measurement and selection, production, adaptation and adjustment, training and guidance for the patients. It is planned to complete the assembly of 13 aided patients (17 prostheses) in 3 to 4 weeks.

Integrate into social development

Although the scale of disabled people who have finished assembling artificial limbs through the project is not too large at present, the effect is very obvious-with artificial limbs, disabled people can work like ordinary people and even start businesses. One-legged courier brother Li Hongjun is one of them.

Li Hongjun, born in 1985, was raised by his uncle when his mother died at the age of 4. Before graduating from primary school, Li Hongjun set foot on the society. At the age of 17, he lost his right leg because of an accident on the construction site. After the operation, Li Hongjun returned to junior high school to continue his studies. When he graduated from junior high school, he was already 20 years old.

After graduation, Li Hongjun worked as a worker, an actor in a disabled art troupe, opened a newsstand and delivered a courier. The days when the courier was delivered were very difficult for Li Hongjun. "The main reason is that it is inconvenient to move, and the movement is much slower." What he is most afraid of is to send large goods, because his legs and feet are inconvenient for one person to move.

In 2017, Li Hongjun, who received assistance from the prosthetic orthopedic adaptation rescue project, came to China Rehabilitation Research Center. China Rehabilitation Research Center sent an expert team composed of orthopedic surgeons, prosthetic engineers and rehabilitation therapists to consult him, discuss and formulate the configuration plan, and finally adapt the prosthesis for him.

After several weeks of rehabilitation training, including simple weight bearing, center of gravity shifting, walking inside the bar, walking outside the bar, going up and down stairs, breaking up and down, walking on complicated outdoor roads, etc., Li Hongjun finally walked step by step from not being able to use artificial limbs to being able to walk on crutches and finally walking without crutches.

With the help of artificial limbs, Li Hongjun is more confident. When he first started delivering express delivery, his greatest wish was to have a courier store. In 2018 "double 11", the courier station jointly operated by Li Hongjun and his friends finally opened.

Talent cultivation is a big problem.

The role of prosthetic orthopedic adaptation in the fields of helping the disabled and tackling poverty is undoubtedly very important, but there are still many problems to be solved in order to promote it on a large scale.

First, the funding problem remains to be solved. Compared with congenital heart disease, leukemia and other serious diseases, the urgency of prosthetic adaptation is not so strong. It is difficult to raise funds when raising funds publicly on the Internet, and few charitable organizations launch such projects. The China Welfare Foundation for the Disabled can only solve a limited number of problems.

"We hope to make this project a brand and build a rescue fund pool through fundraising." Chang Da said.

Second, there is a shortage of professionals and equipment. As mentioned earlier, prosthetic adaptation needs to be handled one by one, "equivalent to the difference between ready-made clothes and customization." Liu Jinsong said that, therefore, a large number of professionals are needed, but there are very few prosthetics and orthotists in China and few training institutions.

According to Liu Jinsong, there are more than 2,000 prosthetic orthopedic institutions in Germany with a population of 80 million, but there are no specialized prosthetic orthopedic rooms in some provinces in China.

"When we go to local areas to carry out projects, we bring our own materials and borrow local equipment, but in many places, the technical accessibility is not enough and our staff need to develop them on the spot. Despite this, the requirements are the same, and we emphasize that the staff should have the spirit of artisans. " Liu Jinsong stressed.

-END

    Recently, the international gold price has risen significantly, and the price of the domestic gold retail market has also risen, but the enthusiasm of consumers remains undiminished.

    This year, the price of gold rose more or less after the Spring Festival, and the price of gold ornaments fluctuated in 580 yuan/gram. In a department store in Yuexiu District, Guangzhou, the gold price of jewelry is listed at 603 yuan/gram, and the investment is 466.9 yuan/gram. There are still many customers in the store.    

    Guangzhou, Guangdong: Now the price of gold is at a high level, but you must buy gold when you get married. The budget is 20,000 to 30,000 yuan.    

    The sales manager of the shopping mall said that compared with the same period of last year, gold sales increased by 20% in the two months since July this year; As the price of gold has been rising all the way, preferential activities have also been launched to reduce 30 yuan per gram to attract more guests. In addition, many people have come to sell gold at high prices recently.    

    At present, the price difference between buying jewelry gold and investing gold is more than 100 yuan per gram, and the repurchase price is around 450 yuan/gram.  

   The rise of gold price is influenced by many factors.  There may still be the possibility of shock and strength in the future.   

    Recently, the domestic gold price can be described as "rising steadily". From the data point of view, since August, the international gold price has been adjusted back, while the domestic gold price has continued to fluctuate at a high level. Wind data shows that the closing price of COMEX gold futures (continuously) was last reported at $1,922.5 per ounce on September 8, down 1.06% from $1,943.0 per ounce at the beginning of August. In the same period, the price of SHFE gold rose by 2.26%. On September 10th, the basic gold price in China was 467.10 yuan/gram, which has also increased by about 2.17% since August.    

    Li Mingjin, a senior investment consultant of Jufeng Investment, said in an interview that the reasons for the continuous rise of domestic gold prices are not only affected by the relationship between supply and demand, but also by market expectations and other factors. At present, the market expects the Fed to raise interest rates to come to an end, and it is unlikely that the US dollar index will continue to strengthen in the future, which will help the gold price to rise in the afternoon, thus affecting the domestic gold price.    

    Liu Siyuan believes that the safe-haven nature of gold is also one of the main reasons for the rise of gold price, and the anti-risk demand has also caused the domestic spot price of gold to remain high. In addition, the recent depreciation of the RMB exchange rate has also made the domestic gold price slightly higher than the international market.

    "The demand for gold is becoming more diversified, mainly composed of gold jewelry demand, investment demand, technology gold demand and central bank gold purchase demand." Rui Qiang, chief market strategist in Europe and Asia of the World Gold Council, said at the 2023 International Gold Industry Development Conference and the 16th Gold Festival in Zhaoyuan City that the demand for gold ornaments and technology gold benefiting from economic expansion is very important, accounting for 37% and 7% respectively; Investment demand accounts for 38%; The central bank’s demand for gold purchase is the growing theme of gold demand in the past few years, which is also one of the major changes taking place in the gold market.    

    On September 7th, the data of China People’s Bank showed that by the end of August, the gold reserves of China People’s Bank reported 69.62 million ounces, up 930,000 ounces from the previous month, which was the 10th consecutive month. According to the report released by the World Gold Council on September 8, in July, the global central bank’s net purchase of gold reached 55 tons, and the momentum of long-term gold purchase remained firm, and the global central bank’s "gold purchase fever" continued to heat up.    

    Looking forward to the trend of gold price during the year, Li Mingjin said that the important factors affecting the price of gold are the relationship between supply and demand, the financial environment and the US dollar index. At present, among the external factors, the Fed’s interest rate hike has come to an end, and it is unlikely that the US dollar index will continue to strengthen in the market, which is conducive to the price of gold. Next, it is more likely that the price of gold will remain volatile and strong.    

    At the aforementioned meeting, Rui Qiang also believed that gold has potential growth space in 2023. Under the general forecast that the US economy will experience a mild recession, the US economic growth will slow down and will turn into a technical recession at the end of this year. In this context, it is expected that gold will continue to be supported by bond yields dominated by range volatility and a weak dollar to some extent in the future. If the US economy deteriorates further, the demand for gold investment will be stronger, whereas if the US economy makes a soft landing or monetary policy becomes more radical, it will weaken.

   Small gram heavy gold products are popular   What risks need to be guarded against?    

    Recently, many gold jewelry brands have begun to launch small weight products such as "mini gold", "Jin Doudou" and "golden melon seeds". So, why are young people keen on saving "Jin Doudou"? What risks do you need to guard against when buying such goods?    

    When the reporter searched social platforms, he found that many netizens took photos or shared their own small grams of heavy gold, namely "Jin Doudou", and some people saved "Jin Doudou" which was already full of transparent glass bottles. The comments in the comment area that "it is better to save money than to save gold beans" and "it is better to buy gold beans than to buy funds" are highly praised, and saving "Jin Doudou" has become a popular financial management method for young people.  

    According to the White Paper of China Gold and Jewelry Consumption Survey in 2021, customers aged 25-35 account for more than 70% of the consumers in gold shops. Among them, e-commerce platforms have become an important channel for young people to buy gold. After the popularity of Xiaokezhong gold products, many jewelry platforms have launched "Jin Doudou" and "Golden Melon Seeds" in official flagship stores opened by major e-commerce platforms. According to the data of the National Bureau of Statistics, from the product category of gold jewelry consumption, consumers are more inclined to buy light weight products, and the sales volume of products priced by weight is significantly higher than that of products priced by pieces, and the investment and consumption of physical gold continues to grow rapidly.    

    Whether it’s a 1-gram "Jin Doudou" or a large-gram-weight gold bar or brick, if consumers buy it for investment purposes, they need to pay attention to avoid risks. Dong Ximiao, chief researcher of Zhaolian, said that the price of gold fluctuates greatly due to many factors, so it should have certain risk avoidance ability.    

    Dong Ximiao said: "Young people like to invest in gold and buy small gold ornaments, which is of course possible. However, we should pay attention to the price of gold, which is influenced by some factors in the international market and fluctuates obviously. Chinese often thinks that gold is an unchangeable product for preserving value, but it is not necessarily so. The gold price market will fluctuate, and the fluctuation is still relatively large. We should pay attention to avoiding such risks. That is, the investment environment, you have to understand some characteristics of price fluctuations in the environmental market and the risks it has to invest. "    

    So, how to avoid the risks in investment? Dong Ximiao suggested that first of all, you should have basic knowledge of investment and financial management, and it is best to find a suitable investment method.    

    "Investment and financial management is based on personal risk preference, investment ability, investment experience and other factors. Everyone should do their own asset allocation, and no investment method is suitable for all people. Have basic knowledge of investment and financial management, especially precious metals investment. When we invest, we must buy products that we know, and if others buy them, you also buy them. This is very undesirable. Buying gold at home is actually inconvenient for you as an investment, and there are still problems in preservation. Nowadays, young people’s investment is easy to have a’ herd effect’. It is not particularly desirable for everyone to buy what they buy. We must choose the way that suits us. "    

    Source: CCTV Finance, Securities Daily, Yangguang.com.

　　Beijing, 5 May (Reporter Peng Bo) On the 5th, the Supreme People’s Procuratorate released "Ten Typical Cases of Intellectual Property Protection by Procuratorial Organs in 2015", including various types of intellectual property cases such as infringement of trade secrets, infringement of copyright, counterfeiting of registered trademarks, disputes over trademark use rights and infringement of invention patents. According to the statistics from the Supreme People’s Procuratorate, in 2015, the national procuratorial organs approved the arrest of 2,615 cases involving 4,445 people and prosecuted 4,484 cases involving 8,025 people, indicating that the efforts to crack down on intellectual property infringement crimes are increasing.

　　With the development of China’s economy, disputes and cases involving intellectual property rights are increasing. In 2015, industrial and commercial and market supervision departments at all levels in China filed a total of 51,000 cases of infringement and counterfeiting, involving 740 million yuan. At the same time, under the influence of local and departmental protectionism, some places indulge or even shield and cover up illegal and criminal acts of infringing intellectual property rights and manufacturing and selling fake and shoddy goods, and some administrative law enforcement officers with supervisory responsibilities and investigators with investigation responsibilities engage in malpractices for personal gain and dereliction of duty, acting as "protective umbrellas". In this regard, the procuratorial organs responsible for investigating and dealing with duty crimes have intensified their crackdown. In 2015, the national procuratorial organs decided to arrest 3 job-related criminal suspects who indulged in the crime of manufacturing and selling fake and inferior commodities, and prosecuted 3 cases and 3 people; It was decided to arrest 13 job-related criminal suspects and 15 people suspected of engaging in malpractices for selfish ends and not handing over criminal cases, and to prosecute 64 cases and 118 people. In terms of supervision of criminal proceedings, after the national procuratorial organs initiated the procedure of filing and supervising the infringement and counterfeiting cases that the public security organs should have filed but not filed for investigation, the public security organs filed and investigated 717 cases of 859 people suspected of producing and selling fake and inferior commodities and 49 cases of 61 people suspected of infringing intellectual property rights.

　　The National Conference of Procurators General held at the beginning of this year requested that procuratorial organs at all levels should strengthen the research on new crimes of infringing intellectual property rights in the era of big data, carry out in-depth work to crack down on crimes of infringing intellectual property rights and manufacturing and selling counterfeit and shoddy goods, actively promote the construction of a mechanism linking administrative law enforcement and criminal justice in the field of intellectual property rights, protect emerging productive forces according to law, and ensure mass entrepreneurship and innovation.

Hainan Daily Haikou April 9th   (Reporter   Marco) just entered April, with the temperature rising, various mosquitoes such as Aedes and Anopheles began to increase, and the risk of mosquito-borne infectious diseases such as dengue fever also increased. On April 9, the Provincial Center for Disease Control and Prevention issued a dengue fever prevention reminder.

Dengue fever is an acute infectious disease caused by dengue virus, which is mainly transmitted by the bite of Aedes mosquitoes.

Typical symptoms are fever, rash, "three redness" (flushing on face, neck and chest) and "three pains" (headache, orbital pain and musculoskeletal joint pain). A few severe cases can develop into dengue hemorrhagic fever and dengue shock syndrome, leading to bleeding, shock and even death.

Dengue fever is a strict Aedes-borne infectious disease, which spreads continuously from patients/recessive infected people to Aedes mosquitoes to healthy people, and does not spread directly from person to person. At present, there is no vaccine to prevent dengue fever in China, and there is no specific antiviral drug. Support and symptomatic treatment measures are mainly taken.

How can we prevent dengue fever in life, study and work? Is there anything we can pay attention to?

　　In 2018, the per capita property of Chinese families was 208,883 yuan, an increase of 7.49% compared with 194,332 yuan in 2017, and the growth rate was higher than the per capita GDP growth rate (6.1%).

　　The net worth of urban households accounts for 71.35% of the family’s per capita wealth, while that of rural households accounts for 52.28%. 93.03% of households own a house.

　　The financial assets allocation structure of Chinese households is single, and they are still concentrated in cash, demand deposits and time deposits, accounting for nearly 90%. Preventive needs such as medical care, old-age care and children’s education are important factors in family savings. More than 60% of the respondents are risk-averse.

　　Over the past 40 years of reform and opening-up, China’s urban and rural per capita disposable income has grown substantially, and at the same time, the capital market has developed rapidly, and asset allocation has become an important part of family investment decisions. As one of the important manifestations of unbalanced development, the gap between income and property has become the focus of social attention. "China Family Wealth Survey" involves four sections: household members’ information, household income, expenditure and property, family economic status and life attitude. It focuses on the in-depth investigation of household wealth from the perspectives of urban-rural differences, asset allocation, investor characteristics and investment channels.

　　Asset allocation and wealth gap are closely related to China’s economic and social development. The high proportion of real estate, single financial asset structure and high precautionary savings all run counter to the expansion of domestic demand, resulting in weak domestic demand growth. A single asset structure is more difficult to resist asset risks, which is not conducive to the stable growth of residents’ property. The larger wealth gap also has a negative impact on labor supply and production investment. In view of this, it is necessary to introduce practical policies to effectively change the current situation of unreasonable asset allocation and widening wealth gap, change residents’ investment expectations and narrow the wealth gap.

　　There is a big gap between urban and rural family property.

　　According to the survey report, the per capita property of Chinese households was 208,883 yuan in 2018, an increase of 7.49% compared with 194,332 yuan in 2017, and the growth rate was higher than the per capita GDP growth rate (6.1%). There is a big gap between urban and rural family property. In 2018, the per capita property of urban and rural families was 292,920 yuan and 87,744 yuan respectively, and the per capita property of urban families was 3.34 times that of rural areas, and the per capita property of urban families grew faster than that of rural areas.

　　There are some differences in property composition between urban and rural residents. Judging from the property structure of Chinese households, real estate accounts for 70%, the net value of urban households accounts for 71.35% of the family’s per capita wealth, and the net value of rural households accounts for 52.28%. The source of per capita wealth growth shows that the increase of net property value is an important factor for the increase of per capita wealth of families in China, and the increase of net property value accounts for 91% of the increase of per capita wealth of families. Therefore, urban households with higher net worth of real estate will gain more wealth accumulation from the substantial increase of net worth of real estate.

　　There are also obvious differences in the housing composition between urban and rural residents. Rural households mainly build their own houses, accounting for 53.18%, only 21.81% buy new commercial houses and 6.73% buy second-hand houses. Urban households mainly buy new commercial housing, accounting for 36.26%, while self-built housing accounts for only 24.43%, self-built housing accounts for half of rural households, and the proportion of buying second-hand housing is 10.97%. Under the background that the transaction of rural residents’ homestead has not been fully liberalized in China, compared with self-built housing, new commercial housing and second-hand housing have higher value. At the same time, the growth of China’s net real estate value is mainly reflected in new commercial housing and second-hand housing. Therefore, the difference between urban and rural residents’ net real estate value reflects the difference in housing composition between urban and rural residents to a certain extent.

　　The financial investment structure continues to be single.

　　With the development of capital market, the investment channels of urban and rural residents are greatly enriched, but from the actual investment share, the financial asset structure of Chinese residents is still single, especially for rural residents, which is consistent with the very low proportion of property income in China’s macro distribution pattern. The capital market needs to be further improved to promote the diversity of financial assets of urban and rural residents, and then improve the property income of urban and rural residents.

　　According to the survey report, the distribution of financial assets of households is still concentrated in cash, demand deposits and time deposits, accounting for 88%, close to 90%. Among the 35 OECD countries for which data are available, only 8 countries have deposits and cash accounting for more than 50% of household financial assets, and only 3 countries have this proportion exceeding 60%; Among the Nordic countries with wide coverage of social welfare and social security, Sweden, Denmark, Finland and Norway account for 19.34%, 19.95%, 31.14% and 38.75% of household financial assets respectively, all of which are at a low level. A single financial asset structure is not conducive to the balance of asset risks of households, and it is difficult to maintain and increase the value.

　　Judging from the self-evaluation of risk attitude and risk tolerance, residents with risk aversion attitude account for the majority. It is not difficult to understand that the financial assets structure of residents’ families is characterized by simplification when they are mainly risk-averse and have strong risk aversion motives.

　　In this round of family wealth survey, respondents rated themselves on their risk tolerance, with 0 indicating the minimum risk tolerance and 10 indicating the maximum risk tolerance. The statistical results show that 32.81% of the respondents have a self-rated risk attitude of 0, which is the highest proportion among all the scores, indicating that the group with almost no risk tolerance accounts for the largest proportion; Only 6.78% of the respondents rated their risk attitude as 6 or above; The proportion of risk averse people with a self-rated risk of 3 or less is as high as 70.33%.

　　Measuring the family’s risk tolerance according to the degree that the family can bear the loss of investment principal also shows that most families are risk-averse. 5.57% of households can bear the loss of more than 50% of the investment principal, 8.66% can bear the loss of 20% to 50% of the principal, 21.01% can bear the loss of less than 10% of the principal, and as many as 64.76% can’t bear the loss of the principal, which shows that more than 60% of households are extremely risk-averse. At the same time, most urban residents with high per capita wealth are also risk-averse, and the proportion of urban families who cannot bear the loss of principal exceeds 50%, reaching 55.2%; The proportion of rural families is as high as 83.88%.

　　Higher preventive demand has pushed up the savings ratio and reduced the investment share of other financial assets. According to the survey results, the main reasons for household savings in China are: "coping with emergencies and medical expenses" accounting for 48.19%, "preparing for old-age care" accounting for 36.78%, "preparing for children’s education" accounting for 23.97%, "other reasons" accounting for 20.57%, and "unwilling to take investment risks" accounting for 13.82%. The main reasons for urban and rural household savings are basically the same. Preventive saving for medical care, old-age care and children’s education has become the main motivation of saving, which shows to some extent that China’s social security system needs to be improved to reduce residents’ demand for preventive saving. Higher preventive savings lead to the simplification of financial assets structure, and it is also not conducive to expanding domestic consumption demand.

　　Real estate forms "crowding out" effect.

　　Generally speaking, family investment has a certain order, and after one investment reaches a certain level or condition, the next investment will be carried out. The ownership rate and appreciation range of real estate in China make real estate investment the first choice for family investment funds, thus reducing the share available for financial asset investment.

　　China’s households have a high housing ownership rate. From the perspective of residents’ wealth, the family wealth survey focuses on whether the interviewed families own houses, not whether they own houses in their current residence. According to the survey data, 93.03% households own one set of housing, 3.82% households own two or more houses, and only 3.14% households have no housing. The average number of self-owned houses in the country is 1.02, that is, each family owns one house on average.

　　The rapid growth of net property value has boosted the enthusiasm of family real estate investment. From the perspective of family wealth structure, the family property structure has not changed much, and the proportion of net property value remains high; Moreover, the increase of family property is largely caused by the increase of net property value. As can be seen from the report, 91% of the increase in family per capita property comes from the increase in net property value. In addition, compared with the national average household property growth rate of 7.49%, the growth rate of net property is close to 10.3%, and the proportion of net property in total household property is further increased.

　　In recent years, housing prices are in a sustained growth trend. According to the survey data, the net value of real estate is also increasing, which makes households form the expectation that housing prices will continue to rise. Although this expectation is blind, the investment decision of households is still mainly based on past experience. Contrary to the real estate market, the financial market has strong volatility, which affects the asset allocation choice of households and makes them more inclined to invest in real estate.

　　There are group differences in financial investment.

　　The survey results show that families with low financial literacy are more likely to face higher investment risks, so they choose to stay away from financial investment. High-income, highly educated groups usually have higher financial literacy and better understanding of relevant financial knowledge and information. In addition, they have higher income and assets, and they can invest in financial assets on the basis of meeting real estate and preventive needs, so the assets are richer in content, and they can make investment decisions more easily and get benefits from them.

　　With the increase of disposable income, the net value of per capita property owned by families has gradually increased. If residents are divided into 10 equal groups according to per capita disposable income, and then the differences of per capita real estate value in different income groups are investigated, it can be found that the per capita real estate net worth of households with the lowest per capita disposable income is only 41,406.346 yuan; The per capita net worth of households in the highest per capita disposable income group reached 441,735.8 yuan, 10.66 times that of the lowest per capita group. The original value and present value of per capita real estate basically show a trend of increasing with the increase of per capita disposable income, and the debt balance and debt ratio of real estate also increase with the increase of per capita disposable income of families.

　　In recent years, people have formed an expectation of rising house prices in the future, and the assets allocated to real estate by families with different income levels are increasing. Because high-income families have stronger purchasing ability and financing ability of real estate, the debt ratio and leverage ratio of real estate are also higher.

　　With the improvement of income level and educational background, the scale and structure of household financial assets show different characteristics. With the improvement of income level, the per capita cash, demand and time deposits of families have increased, and the growth rate is getting bigger and bigger. The per capita cash, demand and time deposits of the families with the highest per capita disposable income are 4.64 times and 3.86 times that of the families with the lowest per capita disposable income, respectively. It is worth noting that with the increase of income level, the investment share of residents’ demand and time deposits continues to decline, while the proportion of investment in savings insurance, national debt, stocks, funds, futures, loans, other financial assets and the balance of foreign currency financial assets gradually increases; With the improvement of educational level, the proportion of current and time deposits held by families has also shown a continuous downward trend.

　　Internet finance "urban and rural differences"

　　Internet finance is a typical representative of the "internet plus" model, which can reduce transaction costs and thus stimulate users’ financial needs, which has caused a huge impact on traditional finance.

　　The survey report shows that the most important function of Internet finance is consumer payment. No matter in the whole country or in urban and rural areas, consumers who have used the Internet consumption payment function far exceed the people who invest and finance through the Internet; Among them, there are obviously more groups who have used the financial investment function of the Internet than those who have raised funds through the Internet. In consumer payment, the use of Internet financial platform has gradually increased with the growth of family wealth, and the use of Internet financial investment means is far less common than Internet consumer payment means. At present, ordinary people still have some doubts about the safety of Internet financial investment, and the function of Internet financial investment needs to be further explored.

　　Relatively speaking, people are less familiar with the Internet financing platform. With the further development of Internet technology, through the application of new technologies such as big data, cloud computing and blockchain, the Internet financing platform has alleviated the problem of information asymmetry to a certain extent. Coupled with fast loan repayment procedures and flexible and convenient loan repayment period, the Internet financing function has developed rapidly in recent years. However, at present, Internet financing lacks iconic products in the fields of consumer payment and financial investment, such as Alipay, WeChat payment and Yu ‘ebao, and the popularity of various products is not high enough, and the utilization rate is relatively low.

　　In addition, the usage rate of Internet financial instruments is higher in developed regions. In cities and towns, more than 70% of respondents use the internet to pay; In rural areas, the proportion is less than 30%. The data shows that the proportion of residents using Internet payment methods in the eastern region is close to all urban residents, and the proportion of groups using three or more Internet payment methods is significantly higher than others, and the proportion of groups using two Internet payment methods is also higher than that using only one Internet payment method. The proportion of Internet payment in the central and western regions is far from that in the eastern region, and urban residents with relatively high financial literacy have gained more convenience from Internet finance.

　　(Source: Economic Daily, Family Wealth Research Group of China Economic Trend Research Institute)