Focusing on cultivating market players and developing industries, we have continuously improved the construction of e-commerce to help agriculture, cultivated a group of local online celebrity with over one million fans, and brought "fire" to Guzhang agricultural special products.
Chickens crow, dogs bark, the scenery is picturesque, and the people in the picture are frying bacon … This is a daily scene in a live broadcast room of agricultural products in Guzhang County, Hunan Province.
Guzhang County is located in the middle of Xiangxi Tujia and Miao Autonomous Prefecture, with rich products and beautiful environment, with a forest coverage rate of 79.8%. It has the reputation of natural oxygen bar in China and ecological charm county in China. There are many special agricultural products in the local area, but in the past, "people who hide in the mountains don’t know" and often encounter the dilemma of "difficult sales".
In recent years, with the support of China Everbright Group, a designated assistance unit of the central government, Guzhang County has continuously improved the construction of e-commerce agricultural assistance system with the focus on cultivating market players and developing industries. There are 26 registered e-commerce enterprises in the county, 56 local enterprises have been cultivated, and a group of local online celebrity with over one million fans have been cultivated, bringing "fire" to Guzhang agricultural special products.
Local online celebrity emerged.
Millions of fans, hundreds of millions of broadcasts, and the account’s popularity have made Guzhang’s "Internet Master" excited to clear the standard and couldn’t sleep for several nights. As a native of Guzhang, he stayed in the city to engage in graphic design after graduating from Qingbiao University. Looking at the wonderful world outside, he always thinks of his hometown, a beautiful and quaint village. In recent years, Guzhang’s rural tourism has developed rapidly, which gave him the idea of returning to his hometown to start a business. After returning to his hometown, he first took up photography and learned how to shoot the scenery of his hometown. After the publicity improved, he studied e-commerce and helped the villagers to promote tea, kiwi, August melon, bacon, honey and other hometown agricultural products.
At the beginning, there was little effect in selling to the Qing standard. With Everbright Group helping to establish a micro-mall in Guzhang, Xiang Qingbiao became a start-up person. During his work in the micro-mall, he was supported by equipment and improved in technology, and continued to grow. In January this year, he and his wife, Long Lingling, founded a cultural media company to do business such as non-legacy cultural communication and agricultural product development. The short video works such as summer cloth, homespun and oil-paper umbrella launched by the team have played more than 100 million times.
"I want to speak for the landscape of Guzhang, so that more people can fall in love with our traditional culture, Xiangxi and Guzhang." Say to Qing Biao.
In addition to bidding for "Shanbai", a large number of local media accounts of Guzhang, such as Xiangxi Dongbao, Xiangqingshan Guzhang and Little Prince of Bacon, quickly became popular, which brought fire to Guzhang’s local agricultural and sideline products, including Guzhang Maojian, black tea, Xiangxi bacon, wormwood cake, tea oil, blueberry, Xiangxi kiwi fruit, ponkan, tea cake powder and so on.
Eight young people who worked in Guzhangwei Mall have now become "seeds", scattered in various villages of Tujia Miao Village, which have ignited a group of rural online celebrity to help e-commerce rich farmers and become the main force of e-commerce to help farmers.
In order to help Guzhang cultivate more e-commerce talents, Everbright Group and Guzhang County Government jointly organized training, aiming at cultivating rural e-commerce talents and creating an atmosphere for rural e-commerce development. The training targets were mainly returning entrepreneurs, young enthusiasts, e-commerce service site leaders, rural e-commerce leaders, etc., which drove the county to complete 19 e-commerce training sessions, with a total of 2,655 people trained, providing strong talent support for promoting e-commerce into rural comprehensive demonstration work.
Live broadcast promotes agricultural products
The cultivation of online celebrity can not be separated from the help of live broadcast activities. In recent years, the live broadcast activities in Guzhang County have been constant and varied.
For example, Guzhang held the live broadcast of "Guzhang Maojian", the live broadcast of "Thousands of Villages and Thousands of Red Xiangxi Fragrant Companions" in Xiangxi Prefecture, and a series of online live broadcast activities such as the first corn festival of Guzhang and the live broadcast of online production and marketing of Guzhang Zhangnong. He also organized county enterprises to participate in Yiwu and Wuhan electric fairs offline, promoted and sold agricultural special products in Guzhang County through various channels and forms, and accumulated sales of bacon, tea, blueberries and wormwood.
Relying on Everbright’s "buy wonderful" e-commerce platform, Guzhang agricultural products have opened up sales. As of September this year, 12 enterprises have been stationed in Everbright’s "Buy Wonderful" platform, with more than 90 kinds of products, with accumulated sales of nearly 35 million yuan.
Guzhang launched the selection activity of "Yearning for Village Broadcasting", and the number of topics broadcast in Tik Tok exceeded 330 million times, and a total of 10,200 pieces were placed in the live broadcast room, amounting to 1.629 million yuan. Everbright Group invited China Badminton Association and badminton world champions Bao Chunlai and Chai Biao to Guzhang County to bring goods for Guzhang tea. Opening three "Guzhang Maojian" image stores, expanding the sales of tea …
"Everbright’s assistance to Guzhang enterprises has really helped the idea step by step from helping to build factories and industrial bases at the beginning to helping us cultivate local online celebrity, e-commerce to help farmers and open up sales channels." Wu Xiaoqiong, chairman of Guzhangshen Land Co., Ltd. said.
Take the villagers to the road of getting rich
Driven by e-commerce, a number of enterprises that produce and sell Guzhang agricultural and sideline products have risen rapidly, and the industrial chain has been gradually improved.
For example, after increasing the promotion of e-commerce and accelerating the construction of e-commerce live broadcast rooms, projects such as the Aposhan Xiangxi Camellia Oil Traditional Oil-pressing Technology Heritage Museum landed. Guzhang Xiubao Camellia oleifera professional cooperative has gradually grown from a small workshop of 80 square meters to a local high-quality enterprise with a standard workshop of 1,100 square meters and three well-known trademarks of "Apushan, Danwuying and Miaofu". "Apushan Wood Press" has become a well-known punching place in online celebrity, Xiangxi, and the online sales of agricultural and sideline products such as tea oil and tea withered powder in cooperatives are very hot, with annual sales reaching 6 million yuan.
Guzhang Xiubao Camellia oleifera Professional Cooperative insists on perfecting the interest linkage mechanism, adopts the acquisition mode of "order+guarantee", absorbs the land shares and labor of surrounding farmers, and initially forms the whole industrial chain of purchasing, processing and selling Camellia oleifera fresh fruit. At present, the order base covers an area of more than 24,000 mu, which has driven more than 2,000 oil farmers in the surrounding areas such as Guzhang, Yongshun, Luxi and Jishou to increase their income.
With the support of Everbright Group, Guzhang Runlianyangzhuang Agricultural Development Co., Ltd. has invested a total of 5 million yuan, which can smoke 50,000 Jin of bacon at the same time and has five live broadcast rooms. The company registered a trademark and transformed to open up online sales channels. In 2023, one of the account fans broke 2 million, and online sales broke 20 million yuan.
Through the development mode of "enterprise+farmers", Guzhang Runlian Yangzhuang Agricultural Development Co., Ltd. signed a guaranteed purchase agreement with farmers to purchase agricultural products, such as fresh bamboo shoots, dried peppers, tea, citrus, dried vegetables, etc., and also purchased bacon raw materials, such as tea seed shells, fruit trees, etc., to ensure farmers’ income, and also participated in the collective economic dividend of Pingcun Village, dragon day, Guzhang County, creating a dividend fund of 90,000 yuan.
In addition, a number of online celebrity enterprises, such as Guyanghe Tea Industry, Yingmeizi Tea Industry, Batian Agriculture and Animal Husbandry Cooperative, and Xiangxi Zhonghua Agriculture, have become brand enterprises that drive people to become rich.
Guzhang County will continue to explore the new business model of e-commerce, boost the launch of agricultural products, further enhance the brand influence of agricultural products, help local traditional enterprises to transform and upgrade, help rural revitalization, promote county economic development, and create a new engine for rural e-commerce economic growth.
作者 admin发布于 分类 hanzhen
Kim Jae Jung responded that he was selected as the most wanted male artist and wanted to travel to China by train.
Sina Music’s exclusive dialogue with Kim Jae Jung, this year marks the 20th anniversary of its debut, and it feels like an instant, and the mood is also very complicated; In the past 20 years, the most special song for myself is "Guarding You", and the most special time is the moment of debut; I plan to prepare activities that can get close contact with fans and have longer interaction. I am also looking forward to meeting fans in China.
Asked if he was satisfied with the two love songs "Locking Love" and "Broken Mirror", "Of course." What is the ideal love like? "If I knew, I should be in love now. Ideal love, I don’t know. I really want to know, tell me, what is the ideal love. If I knew, I should be in love and married. "
The song with Mika Nakashima praised her for her excellent lyrics. "I told her that you are a genius. How can you write such good lyrics? It’s very cute to see her very shy." I hope I can also participate in HYDE’s music in the future. "If there is an opportunity, I hope to perform together." After the music style, I hope to try rock and dance music.
I was chosen as the first male artist who wanted to marry K-POP before I was in middle school. I was asked why, "Because I’m not in love? Why did you choose me? I’m not sure. Thank you very much (sigh). Why is the man who wants to get married the first? Many excellent artists are from the 20th generation. Only I am older. From the perspective of the possibility of age, I am closer, so I am selected. "
After Han Geng became a father, he received a gift from him in class. "It looks very happy to share the joy together. When I go to China later, I will contact my brother for dinner and want to congratulate him in person." I hope that I will have the opportunity to travel to China later, from east to west, by train or by car. Finally, there are words for China fans. New entertainment/literature
It rains in most parts of China, but these places are experiencing continuous high temperatures.
CCTV News:Today (16th), the Central Meteorological Observatory continued to issue a blue rainstorm warning. It is predicted that the rainfall in southern China will develop from west to east in the next three days, and there will be heavy rain or heavy rain in parts of Guangxi, Guizhou, Hunan, Hubei and Anhui.
This round of rainfall in the south began to develop eastward from the southwest, and the Central Meteorological Observatory continued to issue a blue rainstorm warning at 10 am. It is expected that there will be heavy rainstorms in parts of Yunnan, Guangxi, Guizhou, Hunan, Hubei and other places today and tomorrow, including heavy rainstorms in northern Hunan, southern Guizhou and northwestern Guangxi, accompanied by strong convective weather such as short-term heavy precipitation and thunderstorms.
Tomorrow, the rainfall area will move eastward, and there will be heavy rain or heavy rain in parts of southern Anhui, eastern Hubei, western Hunan, northwestern Jiangxi and southeastern Guizhou. From 18th to 19th, the rainfall in southwest China will be obviously weakened, with heavy rainfall concentrated in Jiangsu, Zhejiang and Shanghai. The meteorological department reminded that in the next ten days, the rainfall in the south is still frequent, and the accumulated rainfall is obviously higher than that in the same period of normal years. The risk of floods, flash floods and geological disasters in small and medium-sized rivers increases. All localities should pay attention to real-time monitoring, flood prevention and early warning, and transfer and avoidance.
There are many showers in the northeast of North China, and the temperature in Huanghuai and other places continues to be high
In addition, the northern part of North China and Northeast China are affected by the cold vortex system, and there are many strong convective weather and occasional showers, so we should also pay attention to prevention. In the southern part of North China, Huanghuai and other places, high temperature above 35℃ will continue to appear in the next three days, especially on the 18th to 19th, and the high temperature range will be expanded and the intensity will be enhanced, with the local maximum temperature reaching 40℃.
Introduction of the 2024 Paris Olympic Games： Rowing
CCTV News: Rowing originally existed as a mode of transportation in ancient Egypt, Greece and Rome. Rowing became a competitive sport mainly from the 17th century to the early 18th century. In 1829, Oxford and Cambridge universities began to hold rowing competitions that attracted worldwide attention.
Project rules
In rowing, athletes push the boat forward by rowing fixed blades. Different from other events, rowers have to cross the finish line with their backs to the forward direction.
The rowing track is 2000 meters long, and the number of people on the boat can be single, double, four and eight. Rowing competition can be divided into double oars and single oars. Single paddle competition, that is, athletes hold one paddle in both hands, while double paddles hold one paddle in each hand. The eight-person race will be equipped with a helmsman who is responsible for controlling the ship and giving orders to the crew. One person in the team can steer the rowing boat through the pedal.
Olympic history
Except for the 1896 Athens Olympic Games, rowing was not absent from any Olympic Games. In fact, rowing was also an Olympic event at that time, but due to the weather, the organizing Committee had to cancel the competition. Women’s rowing made its Olympic debut at the 1976 Montreal Olympics.
The United States ranked first in the Olympic rowing medal list with 89 medals, including 33 gold medals. In the history of Olympic rowing, Sir steven redgrave (5 gold and 1 bronze) and Elizabeth Lipper (5 gold, 2 silver and 1 bronze) are recognized as the greatest male and female rowers.
In 2022, Oricon became a popular actor, and it was 10-30 generations in public.
1905 movie network news On December 21st, Japan’s OriconNews released the list of "Top Actors in 2022 (Male)". With Fuji TV series Silent, NHK morning drama Dancing in the Sky, movies and other topics. In the second half of the year, as an actor, Genese artist (Snow Man), who has frequent activities, topped the list, not only in the 10th-50th generation, but also in the 10th-30th generation. Yang Shi Suzuki, who worked with Mu Heilian in Silent, and Matsushita Yuping, who starred in popular dramas such as Troublemakers this year, ranked second and third respectively.
According to the report, Mu Heilian became the first artist in Genese’s office to win the annual ranking in this ranking, which was investigated in 2009. In 2021, Mu Heilian starred in the TV series Jiaochang II. In October of the same year, he starred in the TV series "The Lost First Love" with W, and gained great popularity at home and abroad. In the first half of this year, she played a relaxed role in the film, and Mu Heilian, who was active on the big and small screens, gradually accumulated rich acting skills.Although Mu Heilian was still outside the TOP10 of the same list in the first half of the year, his support rose rapidly in the second half of the year with the enthusiastic performances of TV series Silent and morning drama Dancing in the Sky.
In Silent, the deaf role is challenged for the first time, and Mu Heilian’s sincere acting performance of Shiori Sakura Xiang has won unanimous praise from the industry and the public. In particular, the first episode depicts the relationship with former lover Qingyu? (Decoration) The scene of accidental reunion, while making a heartbreaking expression and signing a sign language, not only made the audience burst into tears, but also set off a follow-up topic for the play. In the broadcast drama series, several episodes related to Shiori Sakura’s story line have also obtained super-high ratings.
Snow Man Heilian’s performance in Silent, the audience also praised and affirmed without stint: "To be honest, at the beginning, I felt very strongly that it was a bit … … In fact, after watching the play, I thought: If it weren’t for Mu Heilian, I wouldn’t be able to do it, and I liked his performance. I want to see more of his performances. " "He is very good at interpreting inner drama. Want to see him more active. Will cheer for him. "
In addition, Mu Heilian is also very good at playing Bai Mu Hongming in the morning drama "Dancing in the Sky". In addition to the movie "Full Moon and Missing Moon" which is being shown, in the movie released in March next year, Mu Heilian will star alone for the first time, challenging the role of Qingxia in Jiutang, and the audience will also convey their expectations for the film through the materials currently released.
In the list, Genese artists also included Michieda Shunsuke (Wave Man), King&Prince and Matsumura Hokuto. Among them, Michieda Shunsuke won the third place in the 10th generation list this year because of her frequent activities in the TV series "Kaneda-Yi Juvenile Notebook", the film "99.9: Criminal Professional Lawyer" and movies.
How to break the monitoring network？ How dark is Hikvision’s ＂Swan＂ from a technical point of view？
In movies, there is often such a scene: thieves operate quickly on laptops, and the monitoring screen of the security room flashes, and the picture has been taken over by thieves, so the thieves swagger into the supervision area and even monitor the actions of the security guards in turn, and the security guards are ignorant.
The picture of the movie is far away from us, but because of a piece of news, people in Jiangsu seem to see this scene happening around them. On February 27th, a document issued by the General Office of Jiangsu Province caused a great impact. The document stated that Hikvision monitoring equipment used by the public security system in this province "has serious security risks" and "some equipment has been controlled by overseas IP addresses". Subsequently, although Hikvision released the Instructions for Equipment Safety and the Letter to Users successively, its share price once fell on Tuesday, shortly after the opening. However, its share price rebounded later.
In the end, what is the technical reason of this incident and how big the impact will be? Except for the technicians of Hikvision and the Jiangsu Provincial Public Security Department, it is difficult for others to make a hasty judgment. However, in China, the construction of a "safe city" is vigorously carried out, and the number of cameras deployed in first-class cities is 100,000 or even millions. Today, people have paid urgent attention to what links a complete video surveillance system consists of, how to ensure its security, and what weak links are there? And if there is a loophole in the video surveillance system, what impact will it have?
Complex monitoring system
On February 27th, Jiangsu Provincial Public Security Bureau issued a document saying that Hikvision monitoring equipment used in the public security system of Jiangsu Province "has serious security risks" and "some equipment has been controlled by overseas IP addresses". Then, on the night of February 27th, Hikvision released the "Instructions for Equipment Safety". According to the explanation, some Hikvision devices in Jiangsu public security system on the Internet were attacked by hackers because of the weak password problem. Later on the same day, Hikvision released the Letter to Users again in its official website, saying that the company had "communicated with the Jiangsu Provincial Public Security Bureau for the first time" and organized a technical team to help cities in Jiangsu to modify passwords.
It should be said that Hikville regards this response as timely. However, the information disclosed by Hikvision this time is limited, and it is impossible to confirm the real core link and influence scope of the problem. Therefore, there have been many interpretations of it.
Beyond Hikvision itself, the monitoring system is composed of multiple complex links. The easiest thing for people to understand is the analogy between the monitoring system and the personal computer: the analogy between the monitoring camera and the camera of the computer, the analogy between the monitoring camera network and the cable connecting the camera and the computer, the analogy between the storage and processing link and the computer host, and the analogy between the software scheme of image retrieval and analysis and the media player. In fact, the monitoring system does have the above links, but each link is much more complicated and prone to loopholes.
Popular deduction of nouns: loopholes
To use a metaphor, there are two kinds of software and hardware vulnerabilities. One is that when building a house, there is a gap outside the formal doors and windows, such as vents and sewers. People with a heart can enter the house when they find it, which is a design defect; The other is that the wall is too thin and the lock is not complicated enough. Powerful people can enter the house by smashing the wall and picking the lock. This defect can only be dealt with by strengthening the awareness of prevention. The management of loopholes, just like if you plug the key in the door and don’t pull it out, then anyone can use the key to open the door and enter the house. In reality, using such loopholes is relatively free of time cost and technical threshold, so such loopholes are more serious.
Speaking of vulnerabilITies, it has to be mentioned that any IT system will inevitably have vulnerabilities, which can be seen from the number of patch packages released by Windows. Among them, software and hardware vulnerabilities have higher requirements for manufacturers to deal with, such as Windows security vulnerabilities and the possible real-time streaming protocol disclosed by Hikvision this time, which belong to this category; What is easier to exploit than hardware vulnerabilities is management vulnerabilities. For example, among the two defects that Hikvision voluntarily disclosed this time, the weak key problem belongs to this category.
How safe is that video surveillance system? The first is to look at the physical isolation of this system.
Popular deduction of nouns: physical isolation
Generally speaking, as the guarantee of "safe city", the security monitoring system in the city needs to be built on Intranet, which is completely physically isolated from the Internet.
Generally speaking, if you don’t want the phone calls of yourself and your friends to be heard by any third party, you’d better set up an independent phone line between yourself and your friends without going through the equipment of any third-party operator. At the same time, the telephones you and your friends use are also self-made, so as to ensure that there is no possibility of being monitored; At the same time, these two phones are not connected to the network of third-party operators.
In fact, large-scale monitoring systems such as safe cities need to set up hundreds of thousands of cameras at intersections, banks and ATMs, office buildings, residential areas and other places, and it is unrealistic to lay special lines for all of them. Therefore, many devices will use the Internet line where the device is located, and then connect to the public security private network. The compromise is to set up a firewall between the Internet and the public security private network to prevent other users from connecting to the private network, and at the same time install a firewall on the equipment to prevent other users from connecting to the equipment.
This non-physical isolation leaves the possibility of "breaking through the wall".
In the Hikvision incident, the company mentioned in its explanation that "we have too many devices on the public network", which refers to the lack of physical isolation. Generally speaking, after physical isolation, even if there are loopholes in software and hardware, the impact is very small, because people with a heart can’t get close to the house at all, and they can’t take advantage of the loopholes. The most equipment placed on the public network is the monitoring probe.
How to break the "safe monitoring"?
It is not an easy task to break the monitoring system. Generally speaking, the collection and transmission links are easier to be broken because of less protection. Through simplification, we can divide the breakthrough process into "contact" and "control".
The "contact" link is to break through the isolation and connect to the equipment. For example, your wireless router doesn’t have a password, or the password is just your home number, so others can easily connect to your router. And even if you use complex passwords, others will have a chance to break through by brute force. Similarly, for monitoring equipment without physical isolation, contact can be completed by using technical means or management loopholes to break through the firewall.
And after contact, it is necessary to achieve control. The control link can take advantage of management loopholes or software and hardware loopholes. Among them, some loopholes are design flaws, and some are "back doors" left by designers for management convenience, just like the command of "*#06#" of Nokia mobile phone, the preset "TelecomAdmin" account of telecom router and some control interfaces. If these resources are mastered and used by hackers, they can take over the monitoring equipment. Once the monitoring equipment is taken over, the scene at the beginning of the article may appear in real life.
In addition, if the monitoring equipment is arranged on the Internet, the data may be intercepted by hackers in the process of transmission through the Internet. In this process, although the device itself is still working normally, the data transmitted to the background may be tampered with. The cable TV signal that appeared before was intercepted, and the fake base station that appeared in telecom fraud also belonged to this phenomenon. There was no problem with the TV station and the TV at home, but a new source was connected in the middle, and it was not the program broadcast by the TV station.
At the back end, because most of the main storage devices in the safe city are arranged in the public security private network, it is difficult to achieve "contact", and management loopholes are often more likely to appear. Just like a computer that can’t be connected to the Internet or connected to a USB flash drive, the data inside can also be taken away with a camera. Management loopholes are hard to prevent.
Then, looking back, how much impact will Hikville have on this incident? If the cause of the incident is really like the two defects disclosed by Hikvision, IT is not a very special emergency, but a standard questions that complex IT systems often encounter. As Hikvision pointed out, "This incident will not have a major material impact on the company." But on the other hand, this incident also reminds people that whether it is security monitoring or our daily PC, router and mobile phone, security issues must be taken seriously, so as not to cause great losses.
Related reading
Hikvision resumed trading in Chongqing project on the 3rd, or there may be new actions.
Hikvision responded to the "security door" institutions to cope with the tragic decline after the resumption of trading.
High interest rate and violent collection： ＂714 anti-aircraft gun＂ is not over, ＂pleasant loan＂ comes again
Xinhua daily telegraph reporter
"No credit investigation, no attention to black and white, 100% payment", "Only ID card is needed, and it will arrive at the account as quickly as possible, with a daily interest rate of 0.01%" & hellip; … Nowadays, all kinds of online loan advertisements are full of tricks.
However, according to a survey conducted by Xinhua Daily Telegraph, some heavily advertised online lending platforms are actually "714 anti-aircraft guns" (that is, high-interest online loans with a loan term of 7 days and 14 days generally include high beheading interest and overdue fees). They blatantly provide "beheading loans" and "campus loans" that are explicitly prohibited, and even listed companies in the industry engage in yin-yang contracts, charge high "beheading interest", carry out violent collection, steal citizens’ privacy, infringe on citizens’ reputation and even endanger personal safety.
Experts pointed out that many illegal online lending platforms lend illegally, disrupting the Internet financial market and aggravating financial risks, which has become a negative factor affecting social stability. It is urgent for relevant departments to attach great importance to it, intensify crackdown and supervision, and maintain the safe, healthy and standardized development of the Internet financial market.
"714 anti-aircraft gun" is rampant, illegally collecting "calling you to death"
According to the advertisements pushed by some social software, the reporter of Xinhua Daily Telegraph downloaded three online loan apps: Water Image Staging, Music Staging and Seconds Lending.
After registering and logging in, I submitted my personal ID card, face recognition, work address, home address and address book step by step. The three apps gave 3,200 yuan, 2,600 yuan and 2,000 yuan respectively, and the loan period was 28 days, 14 days and 7 days respectively. After the reporter clicked to confirm the loan order, it was discovered that 800 yuan was deducted from both "Water Elephant Staging" and "Music Staging", and the actual receipts were 2,400 yuan and 1,800 yuan respectively; 600 yuan was deducted from the "second loan", and the actual account was 1,400 yuan. The above three online lending platforms are typical "714 anti-aircraft guns".
According to the reporter’s investigation, after CCTV exposed the "714 anti-aircraft gun" on March 15, a large number of illegal online lending platforms were still rampant. Some platforms have developed the "55 Super Anti-aircraft Gun", that is, borrowing money from 1000 yuan and getting it to 500 yuan, and paying back 1,200 yuan five days later.
In an online loan APP called Rongze Fortune, the reporter downloaded and tested more than a dozen loan "mouths" such as "long loan wallet", "red carp" and "free flowers", and found that most of them belonged to "55 super anti-aircraft guns". Although some "mouths" extend the repayment period to 30 days, they set a payment every 5 days, and the interest exceeds the legal 36%.
It is worth noting that most of the "714 anti-aircraft guns" APPs cannot be searched and downloaded in Apple or Android app stores, and need to be downloaded through specific links. Most of these online lending platforms send links through SMS. Once the user’s mobile phone number is registered in one of these platforms, a large number of platforms will bombard them with SMS. Moreover, these apps will change their names and pages from time to time to avoid supervision. Take "Water Elephant Staging" as an example. At present, the APP has been removed from Apple and Android app stores, but cash loan advertisements and download addresses can still be found on some social software.
Industry insiders told Xinhua Daily Telegraph that there are thousands of "714 anti-aircraft guns" platforms in China at present, and even if the bad debt rate of the whole industry remains high, there are huge profits. The platform will guide borrowers to go to the next affiliated company to repay the interest when they have not paid the interest. Theoretically speaking, as long as the risks are properly controlled, the "transfer from single account to flat account" and "repayment by loan" can be circulated indefinitely.
While the "714 anti-aircraft guns" are endless, it is also worthy of vigilance for unqualified e-commerce platforms to issue "campus loans".
In February this year, Gao Jianjun (a pseudonym), a senior majoring in history at Yunnan Normal University, accidentally clicked an advertisement link in a short message on her mobile phone and downloaded an APP called "Little Elephant Excellent Product". After uploading personal identity information on the loan interface, Gao Jianjun got a quota of 21,000 yuan, and the system automatically set the repayment period in March, with a total repayment amount of 25,400 yuan.
Gao Jianjun told Xinhua Daily Telegraph that after he paid off the second installment, he had no money to pay his debts due to difficulties in life, and he was overdue. Xiaoxiang Youpin called him five or six times a day to collect debts. Gao Jianjun asked the customer service for a contract, demanding that the interest be adjusted according to law. The customer service said that there was no contract.
The reporter learned from the customer service consultation of "Xiaoxiang Youpin" that the lending target of this platform is adults over the age of 18, whether they are college students or not. This is obviously inconsistent with the requirement of "suspending all online lending institutions to carry out online lending business for college students" in the Notice on Further Strengthening the Standardized Management of Campus Loans issued by the former CBRC and other departments.
The reporter searched Tianyan and found that "Elephant Premium" belongs to Beijing Source Shi Yun Technology Co., Ltd. and is an online shopping platform. Its business scope includes technology development and service, software development and design, advertising and so on, and it is not qualified to issue small loans.
With the "714 anti-aircraft gun" and "campus loan" rampant, illegal collection is more frequent. In May last year, Li Yong (pseudonym), a citizen of Kunming, Yunnan, borrowed 70,000 yuan and 50,000 yuan respectively through the "Hengyi Loan" APP and "Yunqiandai" APP, all of which were repaid in 24 installments, with the total repayment amount reaching more than 120,000 yuan and 90,000 yuan respectively. In May of this year, Li Yong failed to repay the loan on time because of his business failure and the capital chain was broken. What Li Yong didn’t expect was that both institutions collected debts from him through outsourcing collection companies. Every day, dozens of collection calls took turns harassing and insulting him, and repeatedly called his address book contacts, posing as "public security organs" to forge legal documents to threaten and intimidate. Li Yong couldn’t bear it, and finally borrowed money from relatives and friends to repay the debt.
Like Li Yong’s experience, in recent years, the phenomenon of online lending institutions collecting money by means of violence or soft violence has become increasingly rampant, which not only causes physical and mental troubles to borrowers, but also endangers social stability. According to industry insiders, "calling you to death" and SMS bombing are low-cost collection methods. Online lending institutions entrust third-party collection agencies to carry out illegal collection, and if something goes wrong, they will blame the collectors.
Overseas listed companies receive "beheading interest" in disguise.
The complaint case from the "21CN Gathering Complaints" platform shows that on December 22, 2017, Sun Yue (pseudonym) borrowed 80,000 yuan through the "Pleasant Loan" APP and repaid it in 36 installments. She received 80,000 yuan after submitting her personal ID card, address book, work address, bank card and other information on the "Pleasant Loan" APP.
However, afterwards, she saw the loan contract from the "Pleasant Loan" official website. The contract showed that the principal was 103,896.10 yuan, and the extra 23,896.10 yuan was the information consulting service fee. On the "Pleasant Loan" APP, Sun Yue needs to repay 3,974.22 yuan per month, and the total repayment in 36 installments is 143,071.98 yuan (reporter’s note: 3,974.22 yuan *36 installments = 143,071.92 yuan).
Why is the amount received different from the contract principal? When Sun Yue complained about this problem, the customer service of Yirendai responded that the platform provided a series of services such as information collection and publication, credit evaluation, loan matching and post-loan management, so the platform charged 23,896.10 yuan for information consulting service. Sun Yue’s annual comprehensive rate is about 26.28%, which includes all expenses and does not exceed the annual interest rate of 36% stipulated by the Supreme People’s Court, so it does not belong to usury. The customer service also said that the annual comprehensive rate, monthly repayment amount, contract amount, hand-in amount, term and other contents have been informed on the page during the loan operation, and the contract was signed after the customer himself confirmed it.
However, Sun Yue told reporters that when she APPlied for a loan on the "Pleasant Loan" app, after clicking Submit Information, there was no page prompt about the information consultation service fee. She only checked the contract on the website of "Pleasant Loan" and found that the information consulting service fee of 23,896.10 yuan was included in the principal. "This is obviously false propaganda and contract fraud." Sun Yue said.
Can the information consulting service fee be included in the principal? In fact, the relevant laws and regulations have long made clear provisions on the "smart" behavior of collecting "beheading interest" in disguise, including various service fees into the principal, raising the interest rate and increasing the repayment amount.
According to Article 27 of the Provisions of the Supreme People’s Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases issued in 2015, the loan amount specified in creditor’s rights certificates such as IOUs, receipts and IOUs is generally recognized as the principal. If interest is deducted from the principal in advance, the people’s court shall recognize the actual amount lent as the principal.
On December 1, 2017, the Office of the Leading Group for Special Remediation of Internet Financial Risks and the Office of the Leading Group for Special Remediation of P2P Online Loan Risks jointly issued the Notice on Standardizing and Rectifying the "Cash Loan" Business, clearly stipulating that it is not allowed to match or disguise the lending business that does not meet the relevant interest rate provisions of the law; It is forbidden to deduct interest, handling fee, management fee and deposit from the loan principal in advance, and set high overdue interest, late payment fee and penalty interest.
Yuan Qiongfei, a lawyer of Yunnan Quanzhong Law Firm, believes that it is illegal for online lending platforms to deduct various fees in advance and charge "beheading interest" in disguise, and the base for calculating interest rates can only be the principal, and various service fees should only be calculated as interest. If you want to charge a service fee, you should charge it in one lump sum, and you should not charge it again as the principal and raise interest.
In addition, "pleasant loan" still has illegal acts such as violent collection and infringement of citizens’ privacy, among which there are many threats and intimidation. On March 11th, 2019, due to the shortage of funds, Sun Yue failed to repay the monthly repayment of RMB 3,974.22. Since then, the "Pleasant Loan" collector has been harassing the contact person in Sun Yue’s address book, calling his work unit for many times, spreading the message that Sun Yue is "in debt", threatening Sun Yue to repay the loan and overdue fees of more than 500 yuan. Sun Yue’s reputation was damaged and he was under great mental pressure.
According to the reporter’s investigation, Sun Yue’s experience is not a case. According to the platform of "21CN Gathering Complaints", "Pleasant Loan" was launched as a collective complaint on March 9, 2018. As of press time, there were 3,470 effective complaints, of which 361 were effectively solved, with an effective settlement rate of 10.4%. "Yin-Yang contract", "usury" and "violent collection" are the three biggest complaints from users. On the Internet, there are also reports about the victim’s suicide, death and mental disorder caused by the violent collection of "Pleasant Loan".
According to Tianyancha, "Yirendai" belongs to Hengcheng Technology Development (Beijing) Co., Ltd., and was listed on the New York Stock Exchange on December 18th, 2015. It is the "first overseas listing of Internet finance in China".
The problem of "information island" in financial supervision remains to be solved
Statistics show that by the end of 2018, the overall transaction volume of the online lending industry was 1.7 trillion yuan. Since June 2017, China has found more than 10 million illegal collections, with 790,000 perpetrators and 920,000 victims.
Experts believe that 2019 is a year to lay a solid foundation for preventing and resolving financial risks. The risk of illegal online lending is high, and it is necessary to focus on increasing the crackdown. Many illegal online lending platforms have become "variants" of private usury, challenging the legal red line in the cloak of Internet finance. At present, there are a large number of online lending institutions that are still carrying out illegal business in China, and it is conservatively estimated that there are more than 800. The regulatory loopholes behind the barbaric growth of the online lending industry are worthy of vigilance.
Dong Ximiao, deputy dean of Chongyang Financial Research Institute of Renmin University of China, said that at present, the cash loan interest rate of some Internet finance companies is extremely high and opaque. While breaking through the legal red line, they set various traps and increase the burden on borrowers. Due to the general lack of identification ability of loan customers, they are easy to fall into the "routine" and the cost of defending their rights afterwards is very high.
Experts believe that online lending platforms, as a supplement to loans from banking financial institutions, have their social value, which to a certain extent bears investors’ demand for wealth management and reduces the cost of social financing. However, due to imperfect policies and regulations and lax supervision and management, a large number of illegal online lending platforms have become tools for illegal enterprises and individuals to seize high profits, damaging the legitimate rights and interests of borrowers and lenders.
Online lending should develop in an orderly manner within the framework of standardization and institutionalization. Experts suggest that relevant departments should prevent and block regulatory loopholes from the system, accelerate the filing process of legal and compliant online lending institutions, and resolutely retreat and shut down unqualified online lending institutions. At the same time, it is necessary to crack down on illegal online lending institutions to use the evil forces to carry out violent debt collection and increase the seizure of false online lending advertisements.
Ouyang Rihui, vice president of the Internet Economic Research Institute of the Central University of Finance and Economics, believes that China’s regulatory authorities are obviously lagging behind in the technical construction of Internet finance, which is manifested in the lack of an effective financial risk monitoring, evaluation, early warning and prevention system and a complete set of systematic statistical investigation, risk early warning, disposal, buffering and remedy mechanisms.
"The standardized development of the Internet financial market needs to accelerate the development of regulatory technology." Ouyang Rihui suggested that a digital supervision system should be established through digital technology, and a three-level model system for Internet financial risk monitoring and early warning should be established: platform self-control monitoring system, industry association monitoring system, and regulatory agency monitoring system, so as to change the current situation of "manual counting" and "sports" passive supervision and post-event supervision, and realize real-time supervision, behavioral supervision and functional supervision. At the same time, it is necessary to do a good job in information disclosure of the platform and information sharing between the platform and the regulatory layer, integrate information resources, and solve the "information island" problem existing in Internet financial supervision.
Godfrey Tsao Junyan Jiao romantically appeared to perform ＂the cutest height difference＂
BEIJING, July 28 (Xinhua)-On the 27th, the TV series Meet Alex Wong held a press conference in Beijing, starring Godfrey Tsao and Junyan Jiao. At the press conference, in Stefanie’s classic and familiar Meet, Godfrey Tsao and Junyan Jiao appeared romantically, with their heights of 195cm and 163cm, respectively, showing the cutest height difference.
"Meeting Alex Wong" is based on Shi Dingrou’s novel "The Past of Lichuan", and will be premiered in anhui tv at 7: 30 every night from July 31st. The plot tells the love story of Alex Wong, a Chinese architect from Switzerland, and Xie Xiaoqiu, a college student from a small town in Yunnan, who fell in love, separated and reunited, and lived and died again and again.
As a classic love IP, the original novel "The Past of Lichuan" has become a beautiful memory of youth and love for a generation, which has attracted much attention as early as its preparation. During the filming of the drama, fans shouted on the Internet from time to time, looking forward to seeing the drama as soon as possible.
It is also known that during the broadcast of "Meet Alex Wong", anhui tv will also launch a special program "Our Youth", which will be broadcast after two episodes every night to tell the story behind the scenes for the audience.
For South Korea？ China clarifies its position on rectifying the chaos in entertainment circles and ＂rice circles＂
CCTV News:Recently, the China Municipal Government launched a series of special actions to rectify the chaos in the entertainment circle and the "rice circle", and some artists, including Korean artists, were shut down in their fan base social accounts. South Korean media are concerned about this, worried that cultural exchanges between China and South Korea will be affected, and even think that China’s relevant measures have a side against South Korea. In this regard, the spokesman of the China Embassy in South Korea introduced the relevant situation and clarified China’s position.
The spokesman said that in recent days, there have been frequent incidents of unethical and anomie such as tax evasion, pornography and drug-related activities among entertainment stars in China. If a famous foreign singer was arrested by the police on suspicion of rape, an actor’s repeated visits to the Yasukuni Shrine were boycotted by the people of China. At the same time, the problem of Internet "rice circle" in China has become increasingly prominent. Various fan groups abuse and slander each other, engage in malicious marketing, and induce and even force fans, including minors, to raise funds to help. In order to brush tickets for idols, some fans do not hesitate to purchase boxes of yogurt, and then dump the yogurt after scanning the QR code on the bottle cap. These behaviors spread a lot of harmful information to the society, which has a huge negative impact on the fans’ consumption groups, mainly young people, and some even violate the law, which seriously hinders the healthy development of the entertainment industry.
In view of the above situation, the relevant departments in China urgently issued a ban and punishment regulations to regulate the management of celebrity artists’ traffic fraud and induce fans’ consumption, and launched the 2021 "Clear Lang" series of special actions, focusing on rectifying the abnormal culture of entertainment circles and "rice circles". The more stars in the spotlight, the better they should set an example, giving the society integrity and giving young people real example power. All the actions taken by the Chinese side are against public order, good customs, laws and regulations, and will not affect China’s normal exchanges with any country.
China and South Korea have learned from each other for thousands of years, forming a profound historical and cultural bond. This year marks the start of the Year of Cultural Exchange between China and South Korea, and next year marks the 30th anniversary of the establishment of diplomatic relations between China and South Korea. Further strengthening China-ROK friendly cooperation conforms to the current situation, people’s hearts and the fundamental interests of both sides. We are willing to continue to strengthen cultural exchanges with the ROK, encourage cultural exchanges and cooperation full of positive energy, and resist vulgar and bad induction and comparison. At present, the activities of the "China-Korea Cultural Exchange Year" are being carried out in a colorful way. We expect cultural exchange to become an inexhaustible motive force to promote the vigorous development of China-ROK relations in the new era and play an active role in helping the development of bilateral relations and promoting the communication between the people.
Evaluation of Kara Wai Hu Xianxu’s Look at a Bridge： Romantic Fairy Tales on the Road
Special feature of 1905 film network On April 23rd, the finalists of the Beijing International Film Festival main competition ushered in the world premiere, and at the same time appeared at the launching ceremony of the College Student Film Festival as a specially recommended film.
This film is the first feature film of the new director, starring with a partner. It won the Excellent Project Award of WIP Unit of Beijing International Film Festival Venture Capital in 2021. This time, it will compete with 14 Chinese and foreign new films for the major awards of the Beijing International Film Festival Tiantan Award.
The film is adapted from Douban’s novel "200 Days of Dog Husband", which tells the story of Zhang Qianying, a retired bridge engineer, and Chen Zhiyong, problem of juvenile, who met each other because of a cross-provincial driving trip.
What is the quality of the film? How did Kara Wai and Hu Xianxu do? As the first audience, 1905 Movie Network brings you first-hand viewing evaluation without specific spoilers.
"Look at a Bridge" is a typical road movie. The overall narrative track of the two protagonists from strangeness and conflict to mutual change of attitude and familiarity is very clear.
Although there are smiles and tears, it doesn’t make people laugh like crazy, nor does it make people cry at the end of the journey, but it is between relaxed humor and warm and healing emotional atmosphere.
The film has adapted the role setting and story text of the original work to a certain extent. Chen Zhiyong in the novel is a 30-year-old unemployed and confused young man, and the film changes him into a 20-year-old rebellious boy.
At the beginning of the film, I first follow Chen Zhiyong, played by Hu Xianxu, into his daily life: working in a car repair shop and living in a broken family of origin. He evaded the college entrance examination, was clever, lacked maternal love, and always quarreled with his father. Just as Hu Xianxu shared his understanding of the role after the screening, "He is ignorant, has no respect for his elders, loves to steal things, wants to succeed but doesn’t know the normal way, and always wants to take shortcuts. Give him a few more years and he will grow into an asshole. "
Because of a driving business trip, Chen Zhiyong met Zhang Qianying, a customer. The old lady is alone, suffering from Az Harmo’s disease, and her personality is arrogant and withdrawn. These two are completely from different worlds, with extreme personalities and huge age differences, so they have enough space to collide with the sparks of contradiction and the warm light of reconciliation.
In this journey like On the Road, at first, through their relationship with each other, they created many bickering comedy situations, created a playful and humorous interactive atmosphere, and brought comfortable visual experience with the beautiful scenery along the way.
The film changes the route from Fujian to Inner Mongolia prairie in the novel to from Guangdong to Guizhou, and there are also ingenious ideas behind the change of space.
Guizhou is known as the "Bridge Museum", and nearly half of the top 100 Gao Qiao in the world are located in Guizhou. Kara Wai said that one of the main reasons why she took on this film was that her role was set as a bridge engineer, which highlighted the leading position of Chinese bridges in the world.
The film shooting has brought into play the rich and diverse advantages of bridge landscape in Guizhou, which not only integrates the visual elements of the bridge into the type characteristics of highway films, but also titles the film "Look at a Bridge". It is also regarded as a symbolic image that connects two lonely hearts to form a friendship landscape.
The noteworthy detail is that the foreign language title of the film is "Ciao" in Italian, which means "hello" and "goodbye". The visual motif of "bridge" and the emotional relationship between the two protagonists echo together.
With the continuous progress of the road, the tonality of the film has also deepened into a relatively serious and heavy topic, and she has gradually replaced Chen Zhiyong’s lost position as a mother and replaced his responsibility of educating him.
In the process of constant understanding, the two men uncovered their hidden secrets, formed a friendship of mutual companionship and inseparable, and ended up with a very romantic fairy tale, reaching the two-way expression of death and growth in life issues.
The story frame and theme of the whole film are very clear, but there are still some deficiencies in the internal details.
For example, relying on some contingency and coincidence to promote the plot; The turning point of the relationship between Chen Zhiyong and Zhang Qianying and the transformation of Chen Zhiyong lack clear main events and turning power; The plot trend and structure of the second half are somewhat scattered. ……
In terms of performance, this is not the first time that Kara Wai has played a role with Az Harmo’s disease.
She once interpreted patients with Alzheimer’s disease in the film, and won the Best Actress in the Hong Kong Film Awards. Because this characterization is in the early stage of Harmo’s disease, her portrayal of symptoms is not particularly exaggerated and sensational, which is different from the past.
Kara Wai’s acting skills are still sophisticated and steady, showing the solid skill of the acting school. Regrettably, the breakthrough and surprise are not enough.
Hu Xianxu used the advantage of his sense of youth to interpret the rebellious personality of the role naturally, injecting vitality and conviction. Because of the growth of the characters, the previous unruly and later friendly and kind changes, the acting methods are also different. In the film, he secretly sees his mother, and while eating beef powder, he weeps, which is quite expressive.
We can see that Hu Xianxu’s performance is still a little green, and we can also see that he is making progress, and he is moving towards the direction of being a good actor.
Driven by Kara Wai, the two men played opposite each other, which also inspired some bright spots. For example, in his quarrel with Kara Wai, he improvised a few nonstandard Cantonese words, which created a sense of contrast with his character’s status as a native of Guizhou, causing a joke and making the characters look vivid.
Through Look at a Bridge, the new director Song Xinqi showed his ability to master popular genres and tell warm stories, and he didn’t be vulgar and funny, and he didn’t incite emotions too much. Some plot designs also had brilliant treatment different from traditional methods. Even if it is awkward, there is still room for improvement in the mastery of audio-visual language. As the first feature film, it is still worth encouraging.
Don’t stop in Beijing International Film Festival, I look forward to the official release of "Look at a Bridge" in the future, so that more viewers can "look at it".